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4020 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 4020 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,082 sqft · built 2000
Lot Size0.05 acres (2,225 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (May 2022)
Tax Bill$4,272 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-03-27-403-080

Property Details

APN / Parcel Number

Primary APN06-03-27-403-080

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,082 sqft Living Area
Basement Area567 sqft
Unfinished Basement567 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Roof MaterialShingle
Lot Area2,225 sqft (0.05 acres)
Garage TypeAttached
Garage Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4020 OAK TREE LN
CityPLAINFIELD
StateIL
Zip60586-5013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 144 IN OLD OAKS UNIT 2 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N R9E.
Legal Range09E
Legal Township36N
Legal Section27
Legal SubdivisionOLD OAKS UNIT 2
Legal Lot Number144
Legal Unit2
JurisdictionWILL IL
Township / Civil DivisionPLAINFIELD
Census Block Group1
Census Block1046
Census Tract880417

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4020 OAK TREE LN, PLAINFIELD, IL 60586-5013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Prior SaleJun 17, 2008
Deed Document Number202236710
Prior Transfer DateMay 8, 2008
Prior Transfer Doc0000076681
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateMay 9, 2022
Property Address4020 OAK TREE LN, PLAINFIELD, IL 60586-5013
Document Number0000036710
Map ReferenceDOC 1999-94728
Instrument DateApr 29, 2022
InstrumentR2022036710
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 OAK TREE LN, PLAINFIELD, IL 60586-5013

Mortgage

Document Number0000036711
DateMay 9, 2022
InstrumentR2022036711
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionPlainfield Township
MunicipalityJoliet City
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,272.00 (+18.9%)
2024$64,963 (+25.52%) Land $13,476 Building $51,487$194,889 (+25.52%) Land $40,428 Building $154,461
2022$3,593.00 Homeowner's exemption$51,756 Land $10,736 Building $41,020$155,268 Land $32,208 Building $123,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1996–2013)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Bertram Communications, Metronet, Watch TV.

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