4025 Loquat Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4025 Loquat Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1995
Lot Size	0.249 acres (10,876 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (May 2018)
Tax Bill	$1,631 (2024)
Deeds & Mortgages	May 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C025808100000010`

Property Details

APN / Parcel Number

Primary APN	`C025808100000010`
Alternative APN	`C-02-35-28-081-0000-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,628 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,876 sqft (0.249 acres)
Lot Dimensions	124 ft deep x 87 ft wide
Garage Type	Finished
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	99 sqft
Patio Area	225 sqft
Fence	Fence
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C025808100000010
Street Address	4025 LOQUAT RD
City	SEBRING
State	FL
Zip	33875-4882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOQUAT TERRACE PB 16 PG 10 LOT 1
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LOQUAT TERRACE
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2019
Census Tract	961301

Owner

4025 Loquat Rd is owned and occupied by an individual who bought it in May 2018.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	4025 LOQUAT RD, SEBRING, FL 33875-4882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 21, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Nov 24, 2010 · Amount on File
Deed Document Number	1897313
Deed Book / Page	2637 / 0105
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4025 LOQUAT RD, SEBRING, FL 33875-4882
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 LOQUAT RD, SEBRING, FL 33875-4882

Mortgage

Document Number	0002151634
Date	May 17, 2023
Book Page	2975/1520
Instrument	2151634

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4025 LOQUAT RD, SEBRING, FL 33875-4882
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 LOQUAT RD, SEBRING, FL 33875-4882

Mortgage

Document Number	0002081979
Date	Mar 9, 2022
Book Page	2889/1228
Instrument	2081979

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 21, 2018
Property Address	4025 LOQUAT RD, SEBRING, FL 33875-4882
Document Number	0001897313
Book / Page	2637 / 0105
Map Reference	MB16 PG10
Instrument Date	May 18, 2018
Instrument	1897313
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6414 WEAVER RD, 6414, CONNEAUT, OH 44030-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 LOQUAT RD, SEBRING, FL 33875-4882

Mortgage

Document Number	0001897314
Date	May 21, 2018
Instrument	1897314

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,593	$216,372 Land $15,377 Building $200,995
2024	$1,631.00 (+3.03%)
2023	$1,583.00 (+2.13%) Homeowner's exemption	$131,708 (+3%)	$204,938 (+12.22%) Land $15,377 Building $189,561
2022	$1,550.00 Homeowner's exemption	$127,872	$182,627 Land $7,908 Building $174,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4025 Loquat Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 Loquat Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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