4021 Loquat Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4021 Loquat Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1995
Lot Size	0.249 acres (10,878 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Mar 2021)
Tax Bill	$3,649 (2024)
Deeds & Mortgages	Nov 2022 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-02-35-28-081-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`C-02-35-28-081-0000-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,628 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,878 sqft (0.249 acres)
Lot Dimensions	124 ft deep x 87 ft wide
Garage Type	Finished
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	330 sqft
Porch	Open Porch
Porch Area	99 sqft
Patio Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4021 LOQUAT RD
City	SEBRING
State	FL
Zip	33875-4882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOQUAT TERRACE PB 16 PG 10 LOT 2
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LOQUAT TERRACE
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2019
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4021 LOQUAT RD, SEBRING, FL 33875-4882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 19, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Apr 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	0002024634
Deed Book / Page	2809 / 1359
Last Transfer Date	Nov 15, 2022
Transfer Doc	0002123930
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 15, 2022
Property Address	4021 LOQUAT RD, SEBRING, FL 33875-4882
Document Number	0002123930
Book / Page	2941 / 1254
Map Reference	MB 16 PG 10
Instrument Date	Nov 14, 2022
Instrument	2123930
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4021 LOQUAT RD, 4021, SEBRING, FL 33875-4882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4021 LOQUAT RD, SEBRING, FL 33875-4882

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 19, 2021
Property Address	4021 LOQUAT RD, SEBRING, FL 33875-4882
Document Number	0002024634
Book / Page	2809 / 1359
Map Reference	MB 16 PG 10
Instrument Date	Mar 17, 2021
Instrument	2024634
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4021 LOQUAT RD, 4021, SEBRING, FL 33875-4882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4021 LOQUAT RD, SEBRING, FL 33875-4882

Mortgage

Document Number	0028091361
Date	Mar 19, 2021
Instrument	2809/1361

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 18, 2019
Property Address	4021 LOQUAT RD, SEBRING, FL 33875-4882
Document Number	0001936903
Book / Page	002688 / 000436
Instrument Date	Apr 17, 2019
Instrument	1936903
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4021 LOQUAT RD SEBRING FL 338754882, SEBRING, FL 33875-4882

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,494 (+3.86%) Land $15,377 Building $234,117	$249,494 (+3.86%) Land $15,377 Building $234,117
2024	$3,649.00 (+2.44%)
2023	$3,562.00 (+110.52%)	$240,229 (+14.95%) Land $15,377 Building $224,852	$240,229 (+11.37%) Land $15,377 Building $224,852
2022	$1,692.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$208,986	$215,706 Land $7,908 Building $207,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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