4025 Hwy 1, Harmony, CA 93435 Property Records

San Luis Obispo County property record for 4025 Hwy 1, Harmony, CA 93435

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 3,680 sqft · built 1992
Lot Size560 acres (24,424,963 sqft)
Owner2 Trust Names on File
Last Sale$5,000,000 (Aug 2024)
Tax Bill$14,550 (2025)
Flood ZoneZone X (minimal risk)
APN046-091-021

Property Details

APN / Parcel Number

Primary APN046-091-021

Interior

Bedrooms7 Beds
Full Baths5 Baths
Total Rooms17 Rooms
Stories1 Story
Building Area3,680 sqft Living Area
1st Floor Area3,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Lot Area24,424,963 sqft
TerrainCombination
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4025 CABRILLO HWY
CityCAMBRIA
StateCA
Zip93428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionPTN RHO SAN GERON
Legal SubdivisionRANCHO SAN GERONIMO
Legal Block1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1076
Census Tract13000

Owner

4025 Hwy 1 is held in a trust since August 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Trust Names on File
Mailing Address575 N GREEN VALLEY RD, CAMBRIA, CA 93428-6005
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on File
Deed SaleAug 2, 2024 · Amount on File
Deed Document Number202421608
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4025 Hwy 1 was $14,550.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,334,582 (-4.04%) Land $702,182 Building $632,400
2025$14,550.00$1,390,806 Land $770,806 Building $620,000
2023$243.00$1,842,166 Land $508,846 Building $1,333,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4025 Hwy 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 Hwy 1 is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.7% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ranch Wifi
Fixed Wireless
100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hwy 1

Nearby Streets

Search Property Records by Address or Parcel Number