4010 Hwy 1, Harmony, CA 93435 Property Records

San Luis Obispo County property record for 4010 Hwy 1, Harmony, CA 93435

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,234 sqft · built 1900
Lot Size	34 acres (1,481,475 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,940 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-081-012`

Property Details

APN / Parcel Number

Primary APN	`046-081-012`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,234 sqft Living Area

Exterior

Year Built	Built 1900
Construction Type	Wood
Lot Area	1,481,475 sqft (34 acres)
Terrain	Combination

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4010 HIGHWAY 1
City	HARMONY
State	CA
Zip	93435-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PTN RHO SAN GERON
Legal Subdivision	SAN GERONIMO RHO
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1093
Census Tract	13000

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4010 HIGHWAY 1, HARMONY, CA 93435-5020
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Intrafamily Transfer, Transfer
Jan 2, 2024	Affidavit of Death of Joint Tenant, Transfer
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 2, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Jan 2, 2024
Last Transfer Date	Oct 25, 2024
Transfer Doc	0000031579
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 2, 2024
Property Address	4010 HIGHWAY 1, HARMONY, CA 93435-5020
Document Number	0000000017
Map Reference	MB B PG 85
Instrument Date	Dec 13, 2023
Instrument	2024000017
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 W MICHIGAN AVE, URBANA, IL 61801-4949

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 2, 2024
Property Address	4010 HIGHWAY 1, HARMONY, CA 93435-5020
Document Number	0000000016
Map Reference	MB B PG 85
Instrument Date	Dec 13, 2023
Instrument	2024000016
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4010 HIGHWAY 1, HARMONY, CA 93435-5020
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 HIGHWAY 1, HARMONY, CA 93435-5020

Mortgage

Document Number	0000048187
Date	Jul 9, 2021
Instrument	2021048187

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 2, 2019
Property Address	4010 HIGHWAY 1, HARMONY, CA 93435-5020
Document Number	0000053760
Instrument Date	Nov 14, 2019
Instrument	53760
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	505 W MICHIGAN AVE URBANA IL 618014949, URBANA, IL 61801-4949

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,940.00 (+3.2%) Homeowner's exemption	$1,148,326 (+4.04%) Land $820,233 Building $328,093
2023	$11,570.00 (+1.97%) Homeowner's exemption	$1,103,736 Land $788,383 Building $315,353
2022	$11,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 1

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