St. Louis County property record for 4025 Gladstone St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 960 sqft · built 1924 |
| Lot Size | 0.16 acres (6,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $301,000 (May 2026) |
| Tax Bill | $2,788 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-04780 |
| Primary APN | 010-3010-04780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,994 sqft (0.16 acres) |
| Garage Area | 440 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 32 sqft |
| Deck Area | 48 sqft |
| Patio Area | 270 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1197794 |
|---|---|
| Street Address | 4025 GLADSTONE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0010 BLOCK:057 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 57 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3010-04780
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 E UNION ST, ROCKTON, IL 61072-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| May 04, 2017 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 20261533218 |
| Prior Transfer Date | Jun 28, 2002 |
| Prior Transfer Doc | 0000861851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 27, 2026 |
| Property Address | 4025 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Document Number | 0001533218 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261533218 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100,323.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 603 E UNION ST, ROCKTON, IL 61072-2244 |
| Investor | Possibly a Property Investor |
| Document Number | 0001533221, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20261533221 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4025 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Document Number | 00A1381206 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 4025 GLADSTONE ST DULUTH MN 558041953, DULUTH, MN 55804-1953 |
| Document Number | 00A1381206 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | A1381206 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 18, 2018 |
| Property Address | 4025 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Document Number | 00A1336727 |
| Instrument Date | Jul 16, 2018 |
| Instrument | A1336727 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4025 GLADSTONE ST DULUTH MN 558041953, DULUTH, MN 55804-1953 |
| Document Number | A1336728 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | A1336728 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 04, 2017 |
| Property Address | 4025 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Document Number | 00A1308586 |
| Instrument Date | May 03, 2017 |
| Instrument | A1308586 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4025 GLADSTONE ST DULUTH MN 558041953, DULUTH, MN 55804-1953 |
| Document Number | A1308587 |
|---|---|
| Date | May 04, 2017 |
| Instrument | A1308587 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,788.00 (+7.23%) Homeowner's exemption | ||
| 2025 | $2,600.00 (-1.52%) Homeowner's exemption | $226,200 (+6.15%) Land $47,800 Building $178,400 | $226,200 (+6.15%) Land $47,800 Building $178,400 |
| 2024 | $2,640.00 | $213,100 (+14.88%) Land $46,100 Building $167,000 | $213,100 (+14.88%) Land $46,100 Building $167,000 |
| 2022 | $185,500 Land $35,500 Building $150,000 | $185,500 Land $35,500 Building $150,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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