St. Louis County property record for 4021 Gladstone St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1924 |
| Lot Size | 0.16 acres (6,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Mar 2021) |
| Tax Bill | $3,000 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-04790 |
| Primary APN | 010-3010-04790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Gross Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,994 sqft (0.16 acres) |
| Garage Area | 560 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 149 sqft |
| Deck Area | 262 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1106335 |
|---|---|
| Street Address | 4021 GLADSTONE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0011 BLOCK:057 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 57 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4021 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| May 8, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Deed Document Number | 20211407876 |
| Prior Transfer Date | Mar 11, 2021 |
| Prior Transfer Doc | 00A1407876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 24, 2021 |
| Property Address | 4021 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Document Number | 0001407876 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 1407876 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $557.70 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4021 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Document Number | 0001407878 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 1407878 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4021 GLADSTONE ST, DULUTH, MN 55804-1953 |
| Document Number | 00A1312488 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4021 GLADSTONE ST DULUTH MN 558041953, DULUTH, MN 55804-1953 |
| Document Number | 00A1312488 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | A1312488 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 4, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,000.00 (+7.3%) Homeowner's exemption | ||
| 2025 | $2,796.00 (-4.9%) Homeowner's exemption | $240,400 (+6.23%) Land $47,900 Building $192,500 | $240,400 (+6.23%) Land $47,900 Building $192,500 |
| 2024 | $2,940.00 | $226,300 (+10.71%) Land $46,200 Building $180,100 | $226,300 (+10.71%) Land $46,200 Building $180,100 |
| 2022 | $204,400 Land $35,600 Building $168,800 | $204,400 Land $35,600 Building $168,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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