4024 Sylvester Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4024 Sylvester Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,964 sqft · built 2024
Lot Size	2.21 acres (96,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2020)
Tax Bill	$8,694 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-27-30-4950-0001-0665`

Property Details

APN / Parcel Number

Primary APN	`02-27-30-4950-0001-0665`
Alternative APNs	`273002495000010665` `142978`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,964 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	2,964 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	96,354 sqft (2.21 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4024 SYLVESTER DR
City	SAINT CLOUD
State	FL
Zip	34772-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA2M
Legal Description	S L & I C PB B PG 35 E 315.61 FT OF LOT 66 LESS N 12 FT
Legal Range	30E
Legal Township	27S
Legal Section	02
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	665
Legal Lot Number	66
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43209

Owner

Source: Osceola County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4024 SYLVESTER DR, SAINT CLOUD, FL 34772-9145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2020125371
Deed Book / Page	5796 / 1310
Last Transfer Date	Oct 15, 2021
Transfer Doc	0060712129
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 25, 2021
Property Address	4024 SYLVESTER DR, SAINT CLOUD, FL 34772-9145
Document Number	0060712129
Book / Page	6071 / 2129
Map Reference	MB B PG 33
Instrument Date	Oct 15, 2021
Instrument	2021165445
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 SYLVESTER DR, SAINT CLOUD, FL 34772-9145

Mortgage

Document Number	0060712130
Date	Oct 25, 2021
Instrument	6071/2130

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,694.00 (+221.17%) Homeowner's exemption	$617,000 (+336.04%) Land $143,600 Building $473,400	$617,000 (+336.04%) Land $143,600 Building $473,400
2024	$2,707.00 (+48.25%)
2023	$1,826.00 (+38.23%)	$141,500 (+36.85%) Land $111,600 Building $29,900	$141,500 (+36.85%) Land $111,600 Building $29,900
2022	$1,321.00	$103,400 Land $99,400 Building $4,000	$103,400 Land $99,400 Building $4,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20