3901 Sylvester Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3901 Sylvester Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1992
Lot Size	4.61 acres (200,812 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2021)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`89256`

Property Details

APN / Parcel Number

Primary APN	`89256`
Alternative APN	`022730495000010610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
Gross Area	1,464 sqft
1st Floor Area	1,296 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	200,812 sqft (4.61 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	89256
Street Address	3901 SYLVESTER DR
City	SAINT CLOUD
State	FL
Zip	34772-9140
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 35 LOT 61 LESS W 12.5 FT & LESS S 12.5 FT
Legal Range	30E
Legal Township	27S
Legal Section	02
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	61
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43209

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3901 SYLVESTER DR, SAINT CLOUD, FL 34772-9140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Mar 26, 2002 · Amount on Record
Deed Document Number	2021035970
Deed Book / Page	5909 / 1259
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 11, 2021
Property Address	3901 SYLVESTER DR, SAINT CLOUD, FL 34772-9140
Document Number	0059091259
Book / Page	5909 / 1259
Map Reference	MB B PG 35
Instrument Date	Mar 8, 2021
Instrument	2021035970
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3530 NORTHGATE DR APT 1, 3530, KISSIMMEE, FL 34746-6563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 GARLAND ST, FORT MYERS, FL 33966-1110

Mortgage

Document Number	0059091260
Date	Mar 11, 2021
Instrument	5909/1260

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (+3.09%) Homeowner's exemption	$153,305 (-0.04%)	$296,700 (+15.94%) Land $192,200 Building $104,500
2023	$2,202.00 (-40.18%) Homeowner's exemption	$153,361 (-30.98%)	$255,900 (+15.17%) Land $136,600 Building $119,300
2022	$3,681.00	$222,200 Land $136,600 Building $85,600	$222,200 Land $136,600 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20