40225 Lucero Dr, Temecula, CA 92592 Property Records

Riverside County property record for 40225 Lucero Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,089 sqft · built 1986
Lot Size	3.43 acres (149,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Sep 2026)
Tax Bill	$15,996 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`941-310-010`

Property Details

APN / Parcel Number

Primary APN	`941-310-010`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,089 sqft Living Area
Gross Area	4,101 sqft
1st Floor Area	3,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	149,846 sqft
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40225 LUCERO DR
City	TEMECULA
State	CA
Zip	92592-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	3.44 ACRES IN LOT 10 MB 063/068 TR 3958
Legal Subdivision	TRACT 3958
Legal Tract	3958
Legal Block	1
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1016
Census Tract	43293

Owner

Source: Riverside County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40225 LUCERO DR, TEMECULA, CA 92592-8837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Grant Deed, Transfer · VA Mortgage THE TURNKEY FOUNDATION INC
Mar 16, 2026	Deed of Trust, Mortgage PUERTO LORETO LLC
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Feb 11, 2025 · Amount on Record
Deed Document Number	2026277775
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0000489222
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 2, 2026
Property Address	40225 LUCERO DR, TEMECULA, CA 92592-8837
Document Number	0000277775
Instrument Date	Aug 20, 2026
Instrument	2026277775
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40225 LUCERO DR, TEMECULA, CA 92592-8837

Mortgage

Document Number	0000277776,
Date	Sep 2, 2026
Instrument	2026277776

Lender

Name	THE TURNKEY FOUNDATION INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40225 LUCERO DR, TEMECULA, CA 92592-8837
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40225 LUCERO DR, TEMECULA, CA 92592-8837

Mortgage

Document Number	0000079199
Date	Mar 16, 2026
Instrument	2026-0079199

Lender

Name	PUERTO LORETO LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92110

Agreement

Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40225 LUCERO DR, TEMECULA, CA 92592-8837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087015
Date	Mar 14, 2019
Instrument	2019-0087015

Lender

Name	COMPASS BANK
Type	Bank
Address	MURRIETA, CA 92562

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 6, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,555,500 (+7.02%) Land $466,650 Building $1,088,850
2025	$15,996.00 (+110.09%)	$1,453,500 (+117.35%) Land $357,000 Building $1,096,500
2024	$7,614.00 (+0.97%)
2023	$7,541.00 (+2%) Homeowner's exemption	$668,727 Land $207,125 Building $461,602
2022	$7,393.00
2021			$1,035,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

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