40120 Lucero Dr, Temecula, CA 92592 Property Records

Riverside County property record for 40120 Lucero Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 3,446 sqft · built 2006
Lot Size	4.11 acres (179,467 sqft)
Owner	2 Company Names on Record
Last Sale	$1,270,000 (Mar 2019)
Tax Bill	$15,244 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`941-310-012`

Property Details

APN / Parcel Number

Primary APN	`941-310-012`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,446 sqft Living Area
Gross Area	7,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	179,467 sqft
Garage Type	Attached
Garage Area	2,914 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40120 LUCERO DR
City	TEMECULA
State	CA
Zip	92592-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	4.12 ACRES IN LOT 12 MB 063/068 TR 3958
Legal Subdivision	TRACT NO 3958
Legal Tract	3958
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1016
Census Tract	43293

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	40120 LUCERO DR, TEMECULA, CA 92592-8816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANVERSE
Dec 16, 2021	Intrafamily Transfer, Transfer
Mar 1, 2019	Grant Deed, Transfer · ARM CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Jan 23, 2015 · Amount on Record
Deed Document Number	201971490
Last Transfer Date	Dec 6, 2021
Transfer Doc	0000739481
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40120 LUCERO DR, TEMECULA, CA 92592-8816
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40120 LUCERO DR, TEMECULA, CA 92592-8816

Mortgage

Document Number	0000324346
Date	May 27, 2021
Instrument	2021-0324346

Lender

Name	LOANVERSE
Type	Non-Lending Institution
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 16, 2021
Property Address	40120 LUCERO DR, TEMECULA, CA 92592-8816
Document Number	0000739481
Map Reference	MB 63 PG 68-84
Instrument Date	Dec 6, 2021
Instrument	2021-0739481
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	40120 LUCERO DR, TEMECULA, CA 92592-8816

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 1, 2019
Property Address	40120 LUCERO DR, TEMECULA, CA 92592-8816
Document Number	0000071490
Map Reference	MB 63 PG 68-84
Instrument Date	Feb 1, 2019
Instrument	2019-0071490
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40120 LUCERO DR, TEMECULA, CA 92592-8816

Mortgage

Document Number	0000071491
Date	Mar 1, 2019
Instrument	2019-0071491

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,445,036 (+2%) Land $234,388 Building $1,210,648
2025	$15,244.00 (+2.5%)	$1,416,703 (+4.04%) Land $229,793 Building $1,186,910
2023	$14,872.00 (+2%)	$1,361,693 Land $220,871 Building $1,140,822
2022	$14,581.00
2021			$1,412,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

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