4022 13th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 4022 13th St, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,475 sqft · built 1991
Lot Size0.348 acres (15,172 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Nov 2025)
Tax Bill$3,662 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-2858-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-2858-5
Alternative APN
  • 05-1S-22-256F-0113-024A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,475 sqft Heated Area
Gross Area1,943 sqft
1st Floor Area1,475 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area15,172 sqft (0.348 acres)
Lot Width100 ft Width
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4022 13TH ST
CityNICEVILLE
StateFL
Zip32578-3651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALPARAISO P/C #6 W1/2 LOTS 24-26 BLK 113 & E1/2 VAC QUINCE AVE ADJ THEREOF
Legal Range22
Legal Township01S
Legal Section05
Legal SubdivisionVALPARAISO PINECREST #6
Legal Block113
Legal Lot Number24-26 25
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group4
Census Block4050
Census Tract21102

Owner

4022 13th St is owned and occupied by an individual who bought it in November 2025.

Source: Okaloosa County records, as of December 16, 2025

Owner of RecordIndividual Name on File
Mailing Address4022 13TH ST, NICEVILLE, FL 32578-3651
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2025 · Amount on File
Deed SaleNov 25, 2025 · Amount on File
Prior SaleAug 11, 2009 · Amount on File
Deed Document Number3785893
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 25, 2025
Property Address4022 13TH ST, NICEVILLE, FL 32578-3651
Document Number0003785893
Map ReferenceMB 1 PG 50
Instrument DateNov 5, 2025
Instrument3785893
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyPANHANDLE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9944 CENTRAL VALLEY AVE, LAS VEGAS, NV 89149-1941

Transferred To (Grantee/Buyer)

NameVerified Name
Address4022 13TH ST, NICEVILLE, FL 32578-3651

Mortgage

Document Number0003785894
DateNov 25, 2025
Instrument3785894
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4022 13th St was $3,662.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,662.00$283,538 Land $104,715 Building $178,823$283,538 Land $104,715 Building $178,823
2023$3,327.00 (+7.25%)$271,470 (+5.99%) Land $84,704 Building $186,766$271,470 (+5.99%) Land $84,704 Building $186,766
2022$3,102.00$256,129 Land $80,671 Building $175,458$256,129 Land $80,671 Building $175,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4022 13th St in Zone X, an area of minimal flood risk, though there have been 168 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 329 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies329 in force
Nearby Flood Claims168 (1991–2021)
Claims Outside the SFHA36 of 168
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 17 claims
  • Hurricane Frances, Sep 2004 · 54 claims
  • Hurricane Opal, Oct 1995 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4022 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 13th St

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