Okaloosa County property record for 4010 13th St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 2002 |
| Lot Size | 0.385 acres (16,748 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Jun 2021) |
| Tax Bill | $3,700 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-2853-6 |
| Primary APN | C56-000-592-2853-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,817 sqft |
| 1st Floor Area | 1,382 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,748 sqft (0.385 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 50 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4010 13TH ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARISO P/C #6 W1/2 OF LOTS 25 & 26 LESS W 10FT BLK 112 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | VALPARISO P/C |
| Legal Block | 112 |
| Legal Lot Number | 30 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 21102 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4010 13TH ST, NICEVILLE, FL 32578-3651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Mar 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | Jan 5, 2005 · Amount on Record |
| Deed Document Number | 20213461118 |
| Deed Book / Page | 3551 / 2998 |
| Prior Transfer Date | Mar 3, 2020 |
| Prior Transfer Doc | 0034521207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 4, 2021 |
| Property Address | 4010 13TH ST, NICEVILLE, FL 32578-3651 |
| Document Number | 0035512998 |
| Book / Page | 3551 / 2998 |
| Map Reference | MB 1 PG 50 |
| Instrument Date | May 25, 2021 |
| Instrument | 3461118 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 BAY CIR, 1207, NICEVILLE, FL 32578-3502 |
| Name | Verified Name |
|---|---|
| Address | 1002 EVERGLADE DR, NICEVILLE, FL 32578-3515 |
| Document Number | 35512999 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 3551/2999 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 26, 2020 |
| Property Address | 4010 13TH ST, NICEVILLE, FL 32578-3651 |
| Document Number | 0034521207 |
| Book / Page | 003452 / 001207 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 3347612 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1207 BAYSHORE DR #C NICEVILLE FL 325783008, C, NICEVILLE, FL 32578-3008 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,700.00 (+4.99%) | $269,573 (+1.96%) Land $76,791 Building $192,782 | $269,573 (+1.96%) Land $76,791 Building $192,782 |
| 2023 | $3,524.00 (-0.98%) | $264,395 (-2.41%) Land $62,116 Building $202,279 | $264,395 (-2.41%) Land $62,116 Building $202,279 |
| 2022 | $3,559.00 | $270,938 Land $80,671 Building $190,267 | $270,938 Land $80,671 Building $190,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 329 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 168 (1991–2021) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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