40215 278th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 40215 278th Ave SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,710 sqft · built 1980
Lot Size	0.927 acres (40,380 sqft)
Owner	Individual Name on File
Last Sale	$364,500 (Jun 2000)
Tax Bill	$10,318 (2026)
Deeds & Mortgages	Jan 2018 Reverse Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`605500-0330`

Property Details

APN / Parcel Number

Primary APN	`605500-0330`
Alternative APN	`605500033002`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,710 sqft Living Area
Gross Area	4,600 sqft
1st Floor Area	2,300 sqft
Basement Area	1,560 sqft
Finished Basement	1,410 sqft
Unfinished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	40,380 sqft (0.927 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Deck Area	1,300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	605500033002
Street Address	40215 278TH AVE SE
City	ENUMCLAW
State	WA
Zip	98022-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2.5
Legal Description	NEW HORIZONS ADD LESS BEG MOST ELY COR L34 TH N 54-43-03 W 215.27 FT TH NELY ALG NWLY LN OF L33 10 FT TH S 54-43-03 E TAP ON SELY LN TH SWLY TO POB
Legal Range	07
Legal Township	20
Legal Section	07
Legal Subdivision	NEW HORIZONS ADD
Legal Lot Number	33
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	2
Census Block	2006
Census Tract	31502

Owner

40215 278th Ave SE is owned and occupied by an individual who bought it in June 2000.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	40215 278TH AVE SE, ENUMCLAW, WA 98022-9710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE BROKERS SERVICES
Jan 5, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2000 · Amount on File
Deed Sale	Jun 28, 2000 · Amount on File
Deed Document Number	2000392
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	40215 278TH AVE SE, ENUMCLAW, WA 98022-9710
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000769
Date	Jan 10, 2018
Instrument	20180110000769

Lender

Name	MORTGAGE BROKERS SERVICES
Type	Mortgage Company
Address	RENTON, WA 98057

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.98%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	40215 278TH AVE SE, ENUMCLAW, WA 98022-9710
Document Number	0000000770
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40215 278TH AVE SE ENUMCLAW WA 980229710, ENUMCLAW, WA 98022-9710

Mortgage

Document Number	0000000770
Date	Jan 10, 2018
Instrument	201801100770

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.98%

Tax Assessment & Valuation

The 2026 property tax bill for 40215 278th Ave SE was $10,318, up 5.3% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,318.00 (+5.25%)
2025	$9,803.00	$1,016,000 (+5.61%) Land $365,000 Building $651,000	$1,016,000 (+5.61%) Land $365,000 Building $651,000
2024	$9,803.00	$962,000 Land $237,000 Building $725,000	$962,000 Land $237,000 Building $725,000
2022	$9,228.00	$948,000 Land $234,000 Building $714,000	$948,000 Land $234,000 Building $714,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40215 278th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40215 278th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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