40106 278th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 40106 278th Ave SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,890 sqft · built 1991
Lot Size	1.73 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$634,500 (Jul 2016)
Tax Bill	$10,290 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072007-9046`

Property Details

APN / Parcel Number

Primary APN	`072007-9046`
Alternative APN	`072007904609`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	3,982 sqft
1st Floor Area	1,225 sqft
2nd Floor Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	75,794 sqft
View / Lot	Mountain
Garage Type	Attached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Deck Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	072007904609
Street Address	40106 278TH AVE SE
City	ENUMCLAW
State	WA
Zip	98022-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2.5
Legal Description	POR OF GL 1 LY WLY OF 278TH WY SE & ELY OF 278TH AVE SE & SLY OF SE 400TH PL & NLY OF LN BEG NW COR SD GL 1 TH S 87-35-48 E ALG N LN 1290.74 FT TH S 14-10-37 W 94.57 FT TH S 1-36-10 W 547.42 FT TO TPOB SD LN TH N 87-35-48 W 482.07 FT TO ELY MGN 278TH
Legal Range	07
Legal Township	20
Legal Section	07
Legal Subdivision	LLA 1281006
Legal Block	46
Legal Lot Number	B
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	2
Census Block	2006
Census Tract	31502

Owner

40106 278th Ave SE is owned by two individuals who bought it in July 2016.

Source: King County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 843, ENUMCLAW, WA 98022-0843
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU
Mar 3, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Mar 11, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2016 · Amount on File
Deed Sale	Jul 15, 2016 · Amount on File
Prior Sale	Mar 30, 2007 · Amount on File
Deed Document Number	20161520
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	40106 278TH AVE SE, ENUMCLAW, WA 98022-9710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002146
Date	Dec 29, 2020
Instrument	20201229002146

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	40106 278TH AVE SE, ENUMCLAW, WA 98022-9710
Document Number	0000000192
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40106 278TH AVE SE ENUMCLAW WA 980229710, ENUMCLAW, WA 98022-9710

Mortgage

Document Number	0000000192
Date	Mar 16, 2018
Instrument	201803160192

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2043

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	40106 278TH AVE SE, ENUMCLAW, WA 98022-9710
Document Number	0000000065
Instrument Date	Mar 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	40106 278TH AVE SE ENUMCLAW WA 980229710, ENUMCLAW, WA 98022-9710

Mortgage

Document Number	0000000065
Date	Mar 21, 2017
Instrument	201703210065

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 40106 278th Ave SE was $10,290.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,290.00
2025		$1,013,000 (+10.59%) Land $374,000 Building $639,000	$1,013,000 (+10.59%) Land $374,000 Building $639,000
2024	$9,353.00	$916,000 Land $248,000 Building $668,000	$916,000 Land $248,000 Building $668,000
2022	$8,797.00	$902,000 Land $245,000 Building $657,000	$902,000 Land $245,000 Building $657,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40106 278th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40106 278th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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