4013 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 4013 Oak Tree Ln, Plainfield, IL 60586 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,084 sqft · built 1999
Lot Size	0.06 acres (2,746 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2026)
Tax Bill	$4,573 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-402-088`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-402-088`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,084 sqft Living Area
Basement Area	621 sqft
Unfinished Basement	621 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	2,746 sqft (0.06 acres)
Garage Type	Attached
Garage Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4013 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 133 IN OLD OAKS UNIT 2 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS UNIT 2
Legal Lot Number	133
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1031
Census Tract	880417

Owner

Source: Will County records · APN 06-03-27-402-088

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2927 HAMPTON AVE, NORTH AURORA, IL 60542-6007
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage GUIDANCE RESIDENTIAL LLC
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 07, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202631162
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 27, 2026
Property Address	4013 OAK TREE LN, PLAINFIELD, IL 60586-5010
Document Number	0000031162
Instrument Date	May 08, 2026
Instrument	202631162
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	LANDTRUST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2927 HAMPTON AVE, NORTH AURORA, IL 60542-6007

Mortgage

Document Number	0000031163,
Date	May 27, 2026
Instrument	202631163

Lender

Name	GUIDANCE RESIDENTIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 12, 2021
Property Address	4013 OAK TREE LN, PLAINFIELD, IL 60586-5010
Document Number	0000123308
Map Reference	DOC R99-94728
Instrument Date	Oct 20, 2021
Instrument	R2021123308
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 OAK TREE LN, PLAINFIELD, IL 60586-5010

Mortgage

Document Number	0000123309
Date	Nov 12, 2021
Instrument	R2021123309

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 07, 2017
Property Address	4013 OAK TREE LN, PLAINFIELD, IL 60586-5010
Document Number	0000061427
Instrument Date	Jul 26, 2017
Instrument	61427
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	AMERICAN NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 OAK TREE LN PLAINFIELD IL 605865010, PLAINFIELD, IL 60586-5010

Mortgage

Document Number	61428
Date	Aug 07, 2017
Instrument	61428

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,573.00 (+4.67%)
2024	$4,369.00 (+13.6%)	$69,016 (+25.52%) Land $13,476 Building $55,540	$207,048 (+25.52%) Land $40,428 Building $166,620
2022	$3,846.00 Homeowner's exemption	$54,984 Land $10,736 Building $44,248	$164,952 Land $32,208 Building $132,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978804171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Benton Ridge Telephone Company, Metronet Holdings, Bertram Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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