4020 Edgewater Dr, Orlando, FL 32804 Property Records

Orange County property record for 4020 Edgewater Dr, Orlando, FL 32804

Property Summary

Property Type	Commercial Office
Details	2 bd · 1 ba · 3,165 sqft · built 2024
Lot Size	0.319 acres (13,910 sqft)
Owner	Company Name on File
Last Sale	$830,900 (Aug 2025)
Tax Bill	$19,816 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-29-8828-06-130`

Property Details

APN / Parcel Number

Primary APN	`10-22-29-8828-06-130`
Alternative APNs	`292210882806130` `342352` `347608` `351975`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,165 sqft Gross Area
1st Floor Area	1,432 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,910 sqft (0.319 acres)
Porch	Unfinished Open Porch
Porch Area	25 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4020 EDGEWATER DR
City	ORLANDO
State	FL
Zip	32804-2837
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	RSTD P-O
Legal Description	UNIVERSITY HEIGHTS N/59 LOTS 13 & 14 (LESS RD R/W) BLK F
Legal Range	29E
Legal Township	22S
Legal Section	10
Legal Subdivision	UNIVERSITY HGTS
Legal Tract	8828
Legal Block	F
Legal Lot Number	13,14
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1029
Census Tract	12500

Owner

4020 Edgewater Dr, a commercial property, is owned by a company that bought it in August 2025.

Source: Orange County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	4020 EDGEWATER DR, ORLANDO, FL 32804-2837
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Aug 29, 2025	Special Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK
Jan 28, 2020	Warranty Deed, Transfer · Commercial Mortgage WINTER PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	2025506754
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4020 EDGEWATER DR, ORLANDO, FL 32804-2837
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 EDGE WATER DRIVE, GAINESVILLE, FL 32604

Mortgage

Document Number	0000629327
Date	Oct 30, 2025
Instrument	20250629327

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	82 Months
Due	Aug 29, 2032

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 29, 2025
Property Address	4020 EDGEWATER DR, ORLANDO, FL 32804-2837
Document Number	0000506754
Map Reference	MB N PG 59
Instrument Date	Aug 29, 2025
Instrument	20250506754
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,816.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 547365, ORLANDO, FL 32854-7365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 EDGEWATER DR, ORLANDO, FL 32804-2837

Mortgage

Document Number	0000594023
Date	Aug 29, 2025
Instrument	20250594023

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 29, 2032

Mortgage

Document Number	0000528317
Date	Sep 11, 2025
Instrument	20250528317

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	83 Months
Due	Aug 29, 2032

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 28, 2020
Property Address	4020 EDGEWATER DR, ORLANDO, FL 32804-2837
Document Number	0000056765
Map Reference	MB N PG 59
Instrument Date	Jan 17, 2020
Instrument	20200056765
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1999 KILLARNEY DR, 1999, WINTER PARK, FL 32789-3527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 547365, ORLANDO, FL 32854-7365
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056766
Date	Jan 28, 2020
Instrument	20200056766

Lender

Name	WINTER PARK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4020 Edgewater Dr was $19,816, up 417.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,252,200 (+3.74%) Land $250,740 Building $1,001,460	$1,252,200 (+3.74%) Land $250,740 Building $1,001,460
2025	$19,816.00 (+417.79%) Additional exemption filed	$1,207,036 (+450.95%) Land $230,036 Building $977,000	$1,207,036 (+450.95%) Land $230,036 Building $977,000
2024	$3,827.00 (+4.11%) Additional exemption filed	$219,082 (-) Land $219,082	$219,082 (-) Land $219,082
2023	$3,676.00 (+1.88%)	$219,082 (+1.54%) Land $219,082	$219,082 (+1.54%) Land $219,082
2022	$3,608.00	$215,768 Land $183,611 Building $32,157	$215,768 Land $183,611 Building $32,157

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4020 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 units insured incl. 50 condo units
Nearby Flood Claims	21 (1994–2024)
Claims Outside the SFHA	12 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Nearby Properties on Edgewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures