4020 Debi St, Ada, OK 74820 Property Records

Pontotoc County property record for 4020 Debi St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,610 sqft · built 1974
Lot Size	0.37 acres (16,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (May 2019)
Tax Bill	$1,456 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18676`

Property Details

APN / Parcel Number

Primary APN	`18676`
Alternative APN	`0880-00-000-016-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,155 sqft (0.37 acres)
Lot Dimensions	150 ft deep x 107 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	80 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18676
Street Address	4020 DEBI ST
City	ADA
State	OK
Zip	74820-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 NORTH PARK ESTATES
Legal Subdivision	NORTH PARK ESTATES -SD 16- NW 16-4-6
Legal Lot Number	16
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2020
Census Tract	88802

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4020 DEBI ST, ADA, OK 74820-4757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Deed Document Number	20192671
Deed Book / Page	3307 / 164
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 28, 2019
Property Address	4020 DEBI ST, ADA, OK 74820-4757
Document Number	003307/164
Book / Page	3307 / 164
Instrument Date	May 24, 2019
Instrument	2019-002671
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4020 DEBI ST, ADA, OK 74820-4757

Mortgage

Document Number	2019002672
Date	May 28, 2019
Instrument	2019-002672

Lender

Name	BANK2
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,618 (+3%) Land $2,100 Building $15,518	$146,811 (-10.03%) Land $17,500 Building $129,311
2025	$1,456.00 (+0.21%) Homeowner's exemption	$17,105 (+3%) Land $2,100 Building $15,005	$163,185 (-2.56%) Land $17,500 Building $145,685
2024	$1,453.00 (+23.03%) Homeowner's exemption	$16,606 (+3%) Land $2,100 Building $14,506	$167,465 (+24.64%) Land $17,500 Building $149,965
2023	$1,181.00 Homeowner's exemption	$16,122 Land $2,100 Building $14,022	$134,354 Land $17,500 Building $116,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20