3929 Debi St, Ada, OK 74820 Property Records

Pontotoc County property record for 3929 Debi St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1974
Lot Size0.347 acres (15,120 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Nov 2022)
Tax Bill$1,417 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18681

Property Details

APN / Parcel Number

Primary APN18681
Alternative APN
  • 0880-00-000-021-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,120 sqft (0.347 acres)
Lot Dimensions120 ft deep x 126 ft wide
Garage TypeCarport
Garage Area297 sqft
CarportCarport
Carport Area297 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area70 sqft
Patio Area70 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number18681
Street Address3929 DEBI ST
CityADA
StateOK
Zip74820-4756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 NORTH PARK ESTATES
Legal SubdivisionNORTH PARK ESTATES -SD 16- NW 16-4-6
Legal Lot Number21
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group2
Census Block2020
Census Tract88802

Owner

3929 Debi St is owned and occupied by two individuals who bought it in November 2022.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3929 DEBI ST, ADA, OK 74820-4756
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK OF ADA
Sep 12, 2019Warranty Deed, Transfer · Conventional Mortgage
GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2022 · Amount on File
Deed SaleNov 14, 2022 · Amount on File
Prior SaleSep 12, 2019 · Amount on File
Deed Document Number20226247
Deed Book / Page3658 / 311
Prior Transfer DateDec 18, 2007
Prior Transfer Doc0000008100
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateNov 14, 2022
Property Address3929 DEBI ST, ADA, OK 74820-4756
Document Number003658/311
Book / Page3658 / 311
Instrument DateNov 10, 2022
InstrumentI-2022-006247
Transaction TypeTransfer
Record UpdatedDec 8, 2022
Title CompanyNOT AVAILABLE, HOME TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3929 DEBI ST, ADA, OK 74820-4756

Mortgage

Document NumberI2022006248
DateNov 14, 2022
InstrumentI-2022-006248
Lender
NameCITIZENS BANK OF ADA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateSep 12, 2019
Property Address3929 DEBI ST, ADA, OK 74820-4756
Document Number003336/249
Book / Page3336 / 249
Instrument DateSep 10, 2019
Instrument2019-004956
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyNOT AVAILABLE, HOME TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$153.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3929 DEBI ST, ADA, OK 74820-4756

Mortgage

Document Number2019004957
DateSep 12, 2019
Instrument2019-004957
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3929 Debi St was $1,417 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictByng Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,104 (+2.59%) Land $2,100 Building $15,004$142,530 (+2.59%) Land $17,500 Building $125,030
2025$1,417.00 (+0.21%) Homeowner's exemption$16,672 (-3.65%) Land $2,100 Building $14,572$138,934 (-4.36%) Land $17,500 Building $121,434
2024$1,414.00 (+14.59%) Homeowner's exemption$17,304 (+3%) Land $2,100 Building $15,204$145,263 (+3.76%) Land $17,500 Building $127,763
2023$1,234.00 Homeowner's exemption$16,800 Land $2,100 Building $14,700$140,000 Land $17,500 Building $122,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3929 Debi St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3929 Debi St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTOTOC CO RWD # 7
serves 4,863 people · EPA ID OK3006215
Water SourcePurchased groundwater from ADA
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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