Okaloosa County property record for 4020 Dancing Cloud Ct, Unit 374, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,090 sqft · built 2003 |
| Lot Size | 17.8 acres (775,514 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,500 (Jul 2018) |
| Tax Bill | $2,030 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8943-6 |
| Primary APN | C56-000-598-8943-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,090 sqft Heated Area |
| Year Built | Built 2003 |
|---|---|
| Lot Area | 775,514 sqft |
| Street Address | 4020 DANCING CLOUD CT UNIT 374, 374 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-8568 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | INDIAN LAKE CONDO UNIT 374 BLDG 9 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN LAKE CONDO |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23304 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2412 CLEAR FIELD DR, PLANO, TX 75025-5184 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jul 20, 2018 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Prior Sale | Jul 5, 2012 · Amount on Record |
| Deed Document Number | 3221077 |
| Deed Book / Page | 3360 / 0106 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4020 DANCING CLOUD CT UNIT 374, 374, DESTIN, FL 32541-8568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033660086 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 3366/0086 |
| Instrument | 3230221 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 20, 2018 |
| Property Address | 4020 DANCING CLOUD CT UNIT 374, 374, DESTIN, FL 32541-8568 |
| Document Number | 0033600106 |
| Book / Page | 003360 / 000106 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 3221077 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $752.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1043 NAPA WAY NICEVILLE FL 325783960, NICEVILLE, FL 32578-3960 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,030.00 (+5.24%) | $215,000 (-2.27%) Building $215,000 | $215,000 (-2.27%) Building $215,000 |
| 2023 | $1,929.00 (+18.42%) | $220,000 (+26.44%) Building $220,000 | $220,000 (+26.44%) Building $220,000 |
| 2022 | $1,629.00 | $174,000 Building $174,000 | $174,000 Building $174,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 576 units insured incl. 533 condo units |
| Nearby Flood Claims | 106 (1978–2020) |
| Claims Outside the SFHA | 69 of 106 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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