Okaloosa County property record for 4020 Dancing Cloud Ct, Unit 370, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 2003 |
| Lot Size | 17.8 acres (775,514 sqft) |
| Owner | Company Name on File |
| Last Sale | $305,000 (Oct 2023) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8939-4 |
| Primary APN | C56-000-598-8939-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,254 sqft Heated Area |
| Year Built | Built 2003 |
|---|---|
| Lot Area | 775,514 sqft |
| Street Address | 4020 DANCING CLOUD CT UNIT 370, 370 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-8568 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | INDIAN LAKE CONDO UNIT 370 BLDG 9 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN LAKE CONDO |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-598-8939-4
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 995 AIRPORT RD UNIT 50, 50, DESTIN, FL 32541-1853 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 06, 2023 | Warranty Deed, Transfer · Commercial Mortgage GULF COAST BANK & TRUST CO |
| Apr 01, 2022 | Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| May 07, 2021 | Warranty Deed, Transfer VILLAGE TITLE AND ESCROW, VINTAGE TITLE & ESCROW |
| Jan 31, 2020 | Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2023 · Amount on Record |
| Deed Sale | Oct 06, 2023 · Amount on Record |
| Prior Sale | Apr 01, 2022 · Amount on Record |
| Deed Document Number | 3650927 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 06, 2023 |
| Property Address | 4020 DANCING CLOUD CT UNIT 370, 370, DESTIN, FL 32541-8568 |
| Document Number | 0003650927 |
| Map Reference | MB 2671 PG 3647 |
| Instrument Date | Oct 06, 2023 |
| Instrument | 3650927 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5205 SOUNDSIDE DR, GULF BREEZE, FL 32563-9314 |
| Name | Verified Name |
|---|---|
| Address | 995 AIRPORT RD UNIT 50, 50, DESTIN, FL 32541-1853 |
| Document Number | 0003650929 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 3650929 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 06, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 01, 2022 |
| Property Address | 4020 DANCING CLOUD CT UNIT 370, 370, DESTIN, FL 32541-8568 |
| Document Number | 0036134648 |
| Book / Page | 3613 / 4648 |
| Map Reference | MB 2672 PG 3597 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 3539254 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 RUTLEDGE ST APT 110, 20, NASHVILLE, TN 37210-2097 |
| Name | Verified Name |
|---|---|
| Address | 3805 INDIAN TRL, DESTIN, FL 32541-2005 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 07, 2021 |
| Property Address | 4020 DANCING CLOUD CT UNIT 370, 370, DESTIN, FL 32541-8568 |
| Document Number | 0035451140 |
| Book / Page | 3545 / 1140 |
| Map Reference | MB 2672 PG 3597 |
| Instrument Date | May 07, 2021 |
| Instrument | 3453437 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | VILLAGE TITLE AND ESCROW, VINTAGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 CHOCTAW DR, 606, DESTIN, FL 32541-3126 |
| Name | Verified Name |
|---|---|
| Address | 301 DEMONBREUN ST UNIT 706, 706, NASHVILLE, TN 37201-2228 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 31, 2020 |
| Property Address | 4020 DANCING CLOUD CT UNIT 370, 370, DESTIN, FL 32541-8568 |
| Document Number | 0034412906 |
| Book / Page | 003441 / 002906 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 3334243 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,870.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3958 BAYTOWNE AVE N MIRAMAR BEACH FL 325501806, MIRAMAR BEACH, FL 32550-1806 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (-6.59%) | $255,000 (-5.56%) Building $255,000 | $255,000 (-5.56%) Building $255,000 |
| 2023 | $2,870.00 (+37.12%) | $270,000 (+38.46%) Building $270,000 | $270,000 (+38.46%) Building $270,000 |
| 2022 | $2,093.00 | $195,000 Building $195,000 | $195,000 Building $195,000 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 576 units insured incl. 533 condo units |
| Nearby Flood Claims | 106 (1978–2020) |
| Claims Outside the SFHA | 69 of 106 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 284 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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