4020 Cappahosic Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4020 Cappahosic Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 2002
Lot Size	5.62 acres (244,807 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,210 (2026)
Deeds & Mortgages	Jun 2021 Refinance Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14299`

Property Details

APN / Parcel Number

Primary APN	`14299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	244,807 sqft (5.62 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4020 CAPPAHOSIC RD
City	GLOUCESTER
State	VA
Zip	23061-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	CAPAHOSIC
Legal Subdivision	PLAT: PB22 549
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2015
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4020 CAPPAHOSIC RD, GLOUCESTER, VA 23061-7305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 9, 2007
Transfer Doc	0000005490
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4020 CAPPAHOSIC RD, GLOUCESTER, VA 23061-7305
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003948
Date	Jun 2, 2021
Instrument	210003948

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4020 CAPPAHOSIC RD, GLOUCESTER, VA 23061-7305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001081
Date	Mar 6, 2020
Instrument	200001081

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,210.00 (+7.28%)	$379,120 (+12.97%) Land $82,220 Building $296,900	$379,120 (+12.97%) Land $82,220 Building $296,900
2025	$2,060.00 (+5.32%)	$335,600 (-) Land $79,220 Building $256,380	$335,600 (-) Land $79,220 Building $256,380
2024	$1,956.00	$335,600 (-) Land $79,220 Building $256,380	$335,600 (-) Land $79,220 Building $256,380
2023	$1,956.00 (-2.35%)	$335,600 (+21.42%) Land $79,220 Building $256,380	$335,600 (+21.42%) Land $79,220 Building $256,380
2022	$2,003.00	$276,400 Land $76,190 Building $200,210	$276,400 Land $76,190 Building $200,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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