3864 Cappahosic Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 3864 Cappahosic Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 816 sqft · built 2010
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2024)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`32482`

Property Details

APN / Parcel Number

Primary APN	`32482`

Interior

Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	325 sqft
Porch	Porch
Porch Area	144 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3864 CAPPAHOSIC RD
City	GLOUCESTER
State	VA
Zip	23061-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CONCORD
Legal Subdivision	R F HEYWOOD
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2015
Census Tract	100102

Owner

Source: Gloucester County records · APN 32482

Assessment roll updated October 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3864 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2024 · Amount on Record
Deed Sale	Apr 05, 2024 · Amount on Record
Deed Document Number	20241172
Prior Transfer Date	May 28, 2010
Prior Transfer Doc	0000003125
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3864 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3305
Transaction Type	Mortgage
Record Updated	Nov 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007289
Date	Oct 13, 2021
Instrument	210007289

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 01, 2024
Change Frequency	3 Years

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00 (+5.29%)	$197,950 (-) Land $67,350 Building $130,600	$197,950 (-) Land $67,350 Building $130,600
2024	$1,154.00	$197,950 (-) Land $67,350 Building $130,600	$197,950 (-) Land $67,350 Building $130,600
2023	$1,154.00 (+31.89%)	$197,950 (+164.22%) Land $67,350 Building $130,600	$197,950 (+164.22%) Land $67,350 Building $130,600
2022	$875.00	$74,920 Land $65,250 Building $9,670	$74,920 Land $65,250 Building $9,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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