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4020 Barbara Ter, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4020 Barbara Ter, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,687 sqft · built 1982
Lot Size0.48 acres (20,908 sqft)
Owner2 Individual Names on File
Tax Bill$1,725 (2025)
Deeds & MortgagesDec 2025 Transfer
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN184760-0210

Property Details

APN / Parcel Number

Primary APN184760-0210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,687 sqft Living Area
Gross Area2,212 sqft
1st Floor Area1,427 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1999
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,908 sqft (0.48 acres)
Lot Dimensions137 ft deep x 150 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area332 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4020 BARBARA TER
CitySAINT AUGUSTINE
StateFL
Zip32086-6803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11-28 VAILL POINT TERRACE UT 2 NLY 1/2 LOT 21 & ALL LOT 22 OR3544/1303 & 6272/182 (L/E)
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionVAILL POINT TERRACE UNIT 2
Legal Block1
Legal Lot Number21,22
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1014
Census Tract21211

Owner

Source: St. Johns County records · APN 184760-0210

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4020 BARBARA TER, SAINT AUGUSTINE, FL 32086-6803
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 12, 2019Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST CU/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 08, 2025
Transfer Doc0062720182
Record UpdatedJun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 12, 2025
Property Address4020 BARBARA TER, SAINT AUGUSTINE, FL 32086-6803
Document Number0062720182
Book / Page6272 / 182
Map ReferenceMB 11 PG 28
Instrument DateDec 08, 2025
Instrument2025100820
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4020 BARBARA TER, ST AUGUSTINE, FL 32086-6803

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 BARBARA TER, SAINT AUGUSTINE, FL 32086-6803

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4020 BARBARA TER, SAINT AUGUSTINE, FL 32086-6803
Document Number0046950861
Instrument DateMar 12, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4020 BARBARA TER ST AUGUSTINE FL 320866803, ST AUGUSTINE, FL 32086-6803

Mortgage

Document Number0046950861
DateMar 18, 2019
Book Page004695/000861
Instrument18274
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 17, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$145,888 (+2.7%)$325,794 (+7.29%) Land $112,000 Building $213,794
2025$1,725.00 (+15.77%) Homeowner's exemption$142,053 (+2.9%)$303,644 (-0.08%) Land $112,000 Building $191,644
2024$1,490.00 (+2.41%) Homeowner's exemption$138,050 (+3%)$303,875 (+1.6%) Land $112,000 Building $191,875
2023$1,455.00 (+4.08%) Homeowner's exemption$134,029 (+3%)$299,102 (+11.27%) Land $112,000 Building $187,102
2022$1,398.00 Homeowner's exemption$130,125$268,796 Land $112,000 Building $156,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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