St. Johns County property record for 3960 Barbara Ter, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,437 sqft · built 1990 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $21,000 (Sep 2006) |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 184770-0000 |
| Primary APN | 184770-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| Gross Area | 2,277 sqft |
| 1st Floor Area | 1,277 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,590 sqft (0.84 acres) |
| Lot Dimensions | 149 ft deep x 222 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 507 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3960 BARBARA TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 11-28 VAILL POINT TERRACE UT 2 LOTS 27 28 & S41.5FT OF LOT 29 OR858/59 &1109/1660 & 2789/1865(Q/C) & OR5632/806 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | VAILL POINT TERRACE UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 27,29 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 184770-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3960 BARBARA TER, SAINT AUGUSTINE, FL 32086-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 12, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional with PMI E MTG MGMT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2006 · Amount on Record |
| Deed Sale | Sep 28, 2006 · Amount on Record |
| Deed Document Number | 200672039 |
| Deed Book / Page | 2789 / 1865 |
| Last Transfer Date | Sep 06, 2022 |
| Transfer Doc | 0056320806 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 12, 2022 |
| Property Address | 3960 BARBARA TER, SAINT AUGUSTINE, FL 32086-7102 |
| Document Number | 0056320806 |
| Book / Page | 5632 / 806 |
| Map Reference | MB 11 PG 28 |
| Instrument Date | Aug 06, 2022 |
| Instrument | 2022087075 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3960 BARBARA TER, ST AUGUSTINE, FL 32086-7102 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3960 BARBARA TER, SAINT AUGUSTINE, FL 32086-7102 |
| Document Number | 0048240497 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3940 BARBARA TER ST AUGUSTINE FL 320867102, ST AUGUSTINE, FL 32086-7102 |
| Document Number | 0048240497 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 004824/000497 |
| Instrument | 81888 |
| Name | E MTG MGMT |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 31, 2034 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,884 (+2.7%) | $353,754 (+5.08%) Land $128,800 Building $224,954 | |
| 2025 | $2,249.00 (+14.51%) Homeowner's exemption | $180,997 (+5.99%) | $336,663 (+2.33%) Land $128,800 Building $207,863 |
| 2024 | $1,964.00 (+2.19%) | ||
| 2023 | $1,922.00 (+3.61%) Homeowner's exemption | $170,773 (+3%) | $328,999 (+15.63%) Land $128,800 Building $200,199 |
| 2022 | $1,855.00 Homeowner's exemption | $165,799 | $284,533 Land $128,800 Building $155,733 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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