304 Westminster Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 304 Westminster Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,015 sqft · built 1961
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Oct 2020)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2019 Sale + 1 more
APN	`04-32-0-106-028`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-106-028`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,015 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Mixed
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	330 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	304 WESTMINSTER AVE
City	O FALLON
State	IL
Zip	62269-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW GARDENS 2ND ADD LOT/SEC-72 A02671052
Legal Subdivision	SOUTHVIEW GARDENS 2ND ADD
Legal Block	106
Legal Lot Number	72
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1023
Census Tract	504352

Owner

304 Westminster Ave is owned and occupied by an individual who bought it in October 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	304 WESTMINSTER AVE, O FALLON, IL 62269-2648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · Conventional with PMI CARROLLTON BK
Sep 5, 2019	Grant Deed, Transfer ATTORNEY'S TITLE
Jun 3, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	20202671052
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	0002614777
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 14, 2020
Property Address	304 WESTMINSTER AVE, O FALLON, IL 62269-2648
Document Number	00A2671052
Instrument Date	Oct 2, 2020
Instrument	2671052
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 COLUMBUS DR BELLEVILLE IL 622266029, BELLEVILLE, IL 62226-6029

Mortgage

Document Number	A2671053
Date	Oct 14, 2020
Instrument	2671053

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 5, 2019
Property Address	304 WESTMINSTER AVE, O FALLON, IL 62269-2648
Document Number	00A2625178
Instrument Date	Aug 19, 2019
Instrument	2625178
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Tax	$127.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CENTER GROVE DR O FALLON IL 622691910, O FALLON, IL 62269-1910

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 3, 2019
Property Address	304 WESTMINSTER AVE, O FALLON, IL 62269-2648
Document Number	00A2614777
Instrument Date	May 29, 2019
Instrument	2614777
Transaction Type	Foreclosure
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 304 Westminster Ave was $3,831.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,831.00	$53,155 Land $10,205 Building $42,950	$159,465 Land $30,615 Building $128,850
2022		$39,567 Land $7,596 Building $31,971	$118,701 Land $22,788 Building $95,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 304 Westminster Ave; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Westminster Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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