Knox County property record for 402 W Prospect St, Oneida, IL 61467
| Property Type | Apartments (5+ Units) |
|---|---|
| Lot Size | 2.45 acres (106,836 sqft) |
| Owner | Trust Name on File |
| Last Sale | $750,000 (Aug 2020) |
| Tax Bill | $25,269 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-35-281-021 |
| Primary APN | 02-35-281-021 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 106,836 sqft (2.45 acres) |
| Street Address | 402 W PROSPECT ST |
|---|---|
| City | ONEIDA |
| State | IL |
| Zip | 61467-5130 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | AUSTRAIN CONDO PHASE 1 & 2 PT BLK 56 CAMP ADDN CITY OF ONEIDA |
| Legal Subdivision | CAMP ADDN |
| Legal Phase | 1&2 |
| Legal Block | 56 |
| Jurisdiction | KNOX IL |
| Township / Civil Division | ONTARIO |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 100 |
402 W Prospect St, a residential property, is held in a trust since August 2020.
Source: Knox County records, as of June 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 383 E FERRIS ST, GALESBURG, IL 61401-4832 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA |
| Aug 4, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX IL |
| Property Address | 402 W PROSPECT ST, ONEIDA, IL 61467-5130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001054960 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 1054960 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Mar 29, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KNOX IL |
| Recording Date | Aug 4, 2020 |
| Property Address | 402 W PROSPECT ST, ONEIDA, IL 61467-5130 |
| Document Number | 0001065098 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 1065098 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 383 E FERRIS ST GALESBURG IL 614014832, GALESBURG, IL 61401-4832 |
The 2025 property tax bill for 402 W Prospect St was $25,269.
Source: Knox County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Knox County |
| County Subdivision | Ontario Township |
| Municipality | Oneida City |
| Unified School District | ROWVA Community Unit School District 208 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,269.00 | $312,910 Land $11,530 Building $301,380 | $938,730 Land $34,590 Building $904,140 |
| 2022 | $21,334.00 | $250,000 Land $9,210 Building $240,790 | $750,000 Land $27,630 Building $722,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 W Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 W Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA serves 644 people · EPA ID IL0950400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Oneida Network Services Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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