218 W Prospect St, Oneida, IL 61467 Property Records

Knox County property record for 218 W Prospect St, Oneida, IL 61467

Property Summary

Property Type	Commercial
Details	2,400 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Dec 2025)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-36-159-002`

Property Details

APN / Parcel Number

Primary APN	`02-36-159-002`

Interior

Building Area	2,400 sqft Base Area
1st Floor Area	2,400 sqft
Basement Area	2,400 sqft

Exterior

Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	165 ft deep x 82 ft wide
Pole Barn	2,400 sqft

Location & Zoning

Street Address	218 W PROSPECT ST
City	ONEIDA
State	IL
Zip	61467
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 3 BLK 17 CITY OF ONEIDA
Legal Subdivision	TOWN/ONEIDA
Legal Block	17
Legal Lot Number	3
Jurisdiction	KNOX IL
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4051
Census Tract	100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2219 US HIGHWAY 150 N, WATAGA, IL 61488-9519
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Dec 30, 2025
Property Address	218 W PROSPECT ST, ONEIDA, IL 61467
Document Number	0001103329
Instrument Date	Dec 30, 2025
Instrument	1103329
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 US HIGHWAY 150 N, WATAGA, IL 61488-9519

Mortgage

Document Number	0001103330
Date	Dec 30, 2025
Instrument	1103330

Lender

Name	RARITAN STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Ontario Township
Municipality	Oneida City
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+1.36%)	$20,360 (+3.77%) Land $3,040 Building $17,320	$61,080 (+3.77%) Land $9,120 Building $51,960
2024	$1,622.00 (+16.86%)	$19,620 (+20.59%) Land $2,930 Building $16,690	$58,860 (+20.59%) Land $8,790 Building $50,070
2022	$1,388.00	$16,270 Land $2,430 Building $13,840	$48,810 Land $7,290 Building $41,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA serves 644 people · EPA ID IL0950400
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20