Walton County property record for 402 Symphony Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,179 sqft · built 2008 |
| Lot Size | 0.247 acres (10,763 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Apr 2018) |
| Tax Bill | $3,653 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1S-19-23020-000-0810 |
| Primary APN | 16-1S-19-23020-000-0810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,179 sqft Living Area |
| Gross Area | 2,925 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,763 sqft (0.247 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 164 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1025895 |
|---|---|
| Street Address | 402 SYMPHONY WAY |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 81 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2818-4571 OR 2941-3027 OR 3019-1323 OR 3031-1261 OR 3072-82 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | SYMPHONY AT HAMMOCK BAY |
| Legal Lot Number | 81 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 402 SYMPHONY WAY, FREEPORT, FL 32439-2488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Jan 18, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 2018000013762 |
| Deed Book / Page | 3072 / 0082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 402 SYMPHONY WAY, FREEPORT, FL 32439-2488 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMER LENDERS ADVANTAGE |
| Name | Verified Name |
|---|
| Document Number | 0031461032 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 3146/1032 |
| Instrument | 20200020188 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 402 SYMPHONY WAY, FREEPORT, FL 32439-2488 |
| Document Number | 0030720082 |
| Book / Page | 3072 / 0082 |
| Map Reference | MB17 PG27-27D |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2018000013762 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4020 SYMOHONY WAY, 4020, FREEPORT, FL 32439 |
| Name | Verified Name |
|---|---|
| Address | 930 LAJOLLA LN, MARY ESTHER, FL 32569-3450 |
| Document Number | 2018000013763 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018000013763 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 402 SYMPHONY WAY, FREEPORT, FL 32439-2488 |
| Document Number | 0030311261 |
| Book / Page | 003031 / 001261 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 1664 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 CARROLLTON AVE METAIRIE LA 700054260, METAIRIE, LA 70005-4260 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $349,636 (-9.77%) Land $80,750 Building $268,886 | $349,636 (-9.77%) Land $80,750 Building $268,886 | |
| 2024 | $3,653.00 (+4.01%) | ||
| 2023 | $3,512.00 (+4.15%) Homeowner's exemption | $387,497 (+14.33%) Land $80,750 Building $306,747 | $387,497 (+14.33%) Land $80,750 Building $306,747 |
| 2022 | $3,372.00 Homeowner's exemption | $338,936 Land $64,102 Building $274,834 | $338,936 Land $64,102 Building $274,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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