Walton County property record for 371 Symphony Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,975 sqft · built 2007 |
| Lot Size | 0.35 acres (15,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,000 (Apr 2018) |
| Tax Bill | $4,211 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1S-19-23020-000-1250 |
| Primary APN | 16-1S-19-23020-000-1250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 1,975 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,238 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 371 SYMPHONY WAY |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 125 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2772-1735 OR 3050-4949 OR 3054-3741 OR 3070-3029 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 12 |
| Legal Lot Number | 125 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950502 |
Source: Walton County records, as of March 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 371 SYMPHONY WAY, FREEPORT, FL 32439-2477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE ONE/SOUTH |
| Apr 11, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage UNIVEST BANK & TRUST CO |
| Oct 12, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on Record |
| Deed Sale | Apr 11, 2018 · Amount on Record |
| Prior Sale | Aug 29, 2017 · Amount on Record |
| Deed Document Number | 201811763 |
| Deed Book / Page | 3070 / 3029 |
| Prior Transfer Date | Sep 21, 2017 |
| Prior Transfer Doc | 0030543741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 371 SYMPHONY WAY, FREEPORT, FL 32439-2477 |
| Document Number | 0031501467 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 371 SYMPHONY WAY FREEPORT FL 324392477, FREEPORT, FL 32439-2477 |
| Document Number | 0031501467 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 003150/001467 |
| Instrument | 25024 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 11, 2018 |
| Property Address | 371 SYMPHONY WAY, FREEPORT, FL 32439-2477 |
| Document Number | 0030703029 |
| Book / Page | 3070 / 3029 |
| Map Reference | MB17 PG27,27A-27D |
| Instrument Date | Mar 27, 2018 |
| Instrument | 2018000011763 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 12 EST ROYAL PLAM, DEFUNIAK SPRINGS, FL 32433 |
| Document Number | 2018000011764 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 2018000011764 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 12, 2017 |
| Property Address | 371 SYMPHONY WAY, FREEPORT, FL 32439-2477 |
| Document Number | 0030543741 |
| Book / Page | 003054 / 003741 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 33718 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 371 SYMPHONY WAY, FREEPORT, FL 32439-2477 |
| Document Number | 0030504949 |
| Book / Page | 003050 / 004949 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 28666 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,211.00 (-0.57%) Homeowner's exemption | $281,297 (-25.36%) | $347,799 (-7.72%) Land $96,900 Building $250,899 |
| 2024 | $4,235.00 (+3.65%) | ||
| 2023 | $4,086.00 (+3.92%) Homeowner's exemption | $376,881 (+13.93%) Land $96,900 Building $279,981 | $376,881 (+13.93%) Land $96,900 Building $279,981 |
| 2022 | $3,932.00 Homeowner's exemption | $330,787 Land $76,923 Building $253,864 | $330,787 Land $76,923 Building $253,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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