402 Stuart St, Savannah, GA 31405 Property Records

Chatham County property record for 402 Stuart St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,735 sqft · built 1980
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on Record
Last Sale	$264,900 (May 2011)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-0142-10-006`

Property Details

APN / Parcel Number

Primary APN	`2-0142-10-006`
Alternative APN	`S330P572`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,735 sqft Living Area
1st Floor Area	2,735 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,163 sqft (0.394 acres)
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	378 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	402 STUART ST
City	SAVANNAH
State	GA
Zip	31405-5635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 6 OAKDALE RESUB BLKS 171,17 2,189,190, 201 & 202 & PT OF ST
Legal Subdivision	OAKDALE
Legal Block	171
Legal Lot Number	6
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1013
Census Tract	4001

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 STUART ST, SAVANNAH, GA 31405-5635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage POINT TITLING TRUST
Nov 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2011 · Amount on Record
Deed Sale	May 31, 2011 · Amount on Record
Prior Sale	Aug 10, 2007 · Amount on Record
Deed Document Number	20114789
Deed Book / Page	370G / 539
Last Transfer Date	Nov 15, 2021
Transfer Doc	002633/670
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	402 STUART ST, SAVANNAH, GA 31405-5635
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 STUART ST, SAVANNAH, GA 31405-5635

Mortgage

Document Number	0038500543
Date	Dec 8, 2025
Book Page	0000003850/0000000543

Lender

Name	POINT TITLING TRUST

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 15, 2021
Property Address	402 STUART ST, SAVANNAH, GA 31405-5635
Document Number	002633/670
Book / Page	2633 / 670
Instrument Date	Nov 15, 2021
Instrument	2021-015070
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 STUART ST, SAVANNAH, GA 31405-5635

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,120 (+0.35%) Land $44,840 Building $125,280	$425,300 (+0.35%) Land $112,100 Building $313,200
2025	$3,832.00 (-0.6%) Homeowner's exemption	$169,520 (+12.24%) Land $44,840 Building $124,680	$423,800 (+12.24%) Land $112,100 Building $311,700
2024	$3,855.00 (-26.86%)
2023		$151,040 (-9.92%) Land $37,240 Building $113,800	$377,600 (-9.92%) Land $93,100 Building $284,500
2022	$5,271.00	$167,680 Land $37,240 Building $130,440	$419,200 Land $93,100 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	29 (1982–2016)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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