401 Stuart St, Savannah, GA 31405 Property Records

Chatham County property record for 401 Stuart St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,967 sqft · built 1990
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on File
Last Sale	$468,000 (Jun 2018)
Tax Bill	$5,930 (2025)
Deeds & Mortgages	May 2017 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0142-11-005`

Property Details

APN / Parcel Number

Primary APN	`2-0142-11-005`
Alternative APN	`S004620`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,967 sqft Living Area
1st Floor Area	2,967 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,856 sqft (0.364 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	795 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	401 STUART ST
City	SAVANNAH
State	GA
Zip	31405-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 12 OAKDALE RESUB
Legal Subdivision	OAKDALE
Legal Lot Number	12
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1013
Census Tract	4001

Owner

401 Stuart St is owned and occupied by two individuals who bought it in June 2018.

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 STUART ST, SAVANNAH, GA 31405-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage J CURTIS LEWIS III MONEY PURCHASE PENSIO
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage J CURTIS LEWIS III MONEY PURCHASE PENSIO
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Document Number	20186105
Deed Book / Page	1380 / 156
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	401 STUART ST, SAVANNAH, GA 31405-5636
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010900122
Date	May 31, 2017
Book Page	1090/122
Instrument	30408910005

Lender

Name	J CURTIS LEWIS III MONEY PURCHASE PENSIO

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jun 1, 2020

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	401 STUART ST, SAVANNAH, GA 31405-5636
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 STUART ST, SAVANNAH, GA 31405-5636

Mortgage

Document Number	0000002241/0000000433
Date	Feb 11, 2021
Book Page	0000002241/0000000433

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	401 STUART ST, SAVANNAH, GA 31405-5636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1090/122
Date	May 31, 2017
Book Page	1090/122
Instrument	30408910005

Lender

Name	J CURTIS LEWIS III MONEY PURCHASE PENSIO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 1, 2020

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 21, 2018
Property Address	401 STUART ST, SAVANNAH, GA 31405-5636
Document Number	0013800156
Book / Page	1380 / 156
Instrument Date	Jun 21, 2018
Instrument	2018-006105
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 STUART ST, SAVANNAH, GA 31405-5636

Mortgage

Document Number	1380/158
Date	Jun 21, 2018
Book Page	1380/158

Lender

Name	STEARNS LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 Stuart St was $5,930.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,280 (+1.97%) Land $42,480 Building $222,800	$663,200 (+1.97%) Land $106,200 Building $557,000
2025	$5,930.00 Homeowner's exemption	$260,160 Land $42,480 Building $217,680	$650,400 Land $106,200 Building $544,200
2023		$230,920 (+8.95%) Land $35,280 Building $195,640	$577,300 (+8.95%) Land $88,200 Building $489,100
2022	$7,963.00	$211,960 Land $35,280 Building $176,680	$529,900 Land $88,200 Building $441,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Stuart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	29 (1982–2016)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Stuart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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