Warren County property record for 402 Stone Gate Dr, Lebanon, OH 45036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,586 sqft · built 1999 |
| Lot Size | 0.263 acres (11,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,900 (Jan 2022) |
| Tax Bill | $3,603 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-35-457-005-0 |
| Primary APN | 13-35-457-005-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 1,910 sqft |
| 1st Floor Area | 240 sqft |
| 2nd Floor Area | 673 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,443 sqft (0.263 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6151273 |
|---|---|
| Street Address | 402 STONE GATE DR |
| City | LEBANON |
| State | OH |
| Zip | 45036-8587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE RIDGE 3 LOT 5372 |
| Legal Subdivision | STONE RIDGE 3 |
| Legal Block | 273 |
| Legal Lot Number | 5372 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | LEBANON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 31200 |
402 Stone Gate Dr is owned and occupied by two individuals who bought it in January 2022.
Source: Warren County records, as of July 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 STONE GATE DR, LEBANON, OH 45036-8587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 12, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Oct 13, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Oct 13, 2021 · Amount on File |
| Deed Document Number | 20221658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 402 STONE GATE DR, LEBANON, OH 45036-8587 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000008388 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022-008388 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 402 STONE GATE DR, LEBANON, OH 45036-8587 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015472 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 2021-015472 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 12, 2022 |
| Property Address | 402 STONE GATE DR, LEBANON, OH 45036-8587 |
| Document Number | 0000001658 |
| Map Reference | MB 33 PG 1-3 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 2022-001658 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 402 STONE GATE DR, LEBANON, OH 45036-8587 |
| Document Number | 0000001659 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-001659 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Oct 13, 2021 |
| Property Address | 402 STONE GATE DR, LEBANON, OH 45036-8587 |
| Document Number | 2021046454 |
| Map Reference | MB 33 PG 1-3 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021-046454 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 402 Stone Gate Dr was $3,603.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Lebanon City |
| Unified School District | Lebanon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,603.00 | $88,480 Land $28,000 Building $60,480 | $252,790 Land $80,000 Building $172,790 |
| 2023 | $3,086.00 (-5.66%) | $66,504 (-) Land $12,915 Building $53,589 | |
| 2022 | $3,271.00 | $66,504 Land $12,915 Building $53,589 | $190,010 (-) Land $36,900 Building $153,110 |
| 2021 | $190,010 Land $36,900 Building $153,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 Stone Gate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 Stone Gate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEBANON CITY serves 20,700 people · EPA ID OH8304112 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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