386 Stone Gate Dr, Lebanon, OH 45036 Property Records

Warren County property record for 386 Stone Gate Dr, Lebanon, OH 45036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,245 sqft · built 1998
Lot Size	0.272 acres (11,870 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2016)
Tax Bill	$4,174 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-35-457-001-0`

Property Details

APN / Parcel Number

Primary APN	`13-35-457-001-0`
Alternative APNs	`1335457001` `6151269`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,245 sqft Living Area
2nd Floor Area	930 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	11,870 sqft (0.272 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Deck Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	6151269
Old Parcel Number	1335457001
Street Address	386 STONE GATE DR
City	LEBANON
State	OH
Zip	45036-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE RIDGE 3 LOT# 5368
Legal Range	03
Legal Township	05
Legal Section	35
Legal Subdivision	STONE RIDGE 3
Legal Block	457
Legal Lot Number	5368
Jurisdiction	WARREN OH
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3000
Census Tract	31200

Owner

386 Stone Gate Dr is owned and occupied by an individual who bought it in March 2016.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Mailing Address	386 STONE GATE DR, LEBANON, OH 45036-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 24, 2017	Deed of Trust, Mortgage · VA Mortgage ALLIANCE FIN'L RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2016 · Amount on File
Deed Sale	Mar 21, 2016 · Amount on File
Prior Sale	Feb 27, 2015
Deed Document Number	0004234132
Deed Book / Page	4234 / 132
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	386 STONE GATE DR, LEBANON, OH 45036-8586
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 STONE GATE DR, LEBANON, OH 45036-8586

Mortgage

Document Number	0000012391
Date	Apr 12, 2022
Instrument	2022-012391

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	386 STONE GATE DR, LEBANON, OH 45036-8586
Document Number	0000003627
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	386 STONE GATE DR LEBANON OH 450368586, LEBANON, OH 45036-8586

Mortgage

Document Number	0000003627
Date	Jan 25, 2021
Instrument	3627

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	386 STONE GATE DR, LEBANON, OH 45036-8586
Document Number	0000003433
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 STONE GATE DR LEBANON OH 450368586, LEBANON, OH 45036-8586

Mortgage

Document Number	0000003433
Date	Jan 30, 2017
Instrument	3433

Lender

Name	ALLIANCE FIN'L RSRCS
Type	Funding / Finance Company
Address	PHOENIX, AZ 85054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 386 Stone Gate Dr was $4,174.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Lebanon City
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,174.00	$102,036 Land $28,000 Building $74,036	$291,530 Land $80,000 Building $211,530
2023	$3,663.00 (-3.12%) Homeowner's exemption	$78,481 (-) Land $12,915 Building $65,566
2022	$3,781.00 Homeowner's exemption	$78,481 Land $12,915 Building $65,566	$224,230 (-) Land $36,900 Building $187,330
2021			$224,230 Land $36,900 Building $187,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 386 Stone Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Stone Gate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON CITY serves 20,700 people · EPA ID OH8304112
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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