402 Stone Ave, Georgetown, KY 40324 Property Records

Scott County property record for 402 Stone Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft
Lot Size	0.18 acres (7,844 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2024)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167-20-104.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-104.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	7,844 sqft (0.18 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	402 STONE AVE
City	GEORGETOWN
State	KY
Zip	40324-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54
Legal Subdivision	FINNELLS ADDITION
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2004
Census Tract	40209

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 STONE AVE, GEORGETOWN, KY 40324-1561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 20, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2022	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	2024502791
Deed Book / Page	449 / 841
Prior Transfer Date	Oct 24, 2006
Prior Transfer Doc	00D305/338
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	402 STONE AVE, GEORGETOWN, KY 40324-1561
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1636/432
Date	Sep 7, 2021
Book Page	M1636/432
Instrument	441964

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 20, 2024
Property Address	402 STONE AVE, GEORGETOWN, KY 40324-1561
Document Number	00D449/841
Book / Page	D449 / 841
Instrument Date	Jun 18, 2024
Instrument	502791
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 TENNYSON CIR, GEORGETOWN, KY 40324-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 STONE AVE, GEORGETOWN, KY 40324-1561

Mortgage

Document Number	0000502794
Date	Jun 20, 2024
Instrument	502794

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 24, 2022
Property Address	402 STONE AVE, GEORGETOWN, KY 40324-1561
Document Number	00D432/310
Book / Page	D432 / 310
Instrument Date	Mar 9, 2022
Instrument	452540
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6781 FORT JACKSON CT, MILTON, FL 32583-7651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 STONE AVE, GEORGETOWN, KY 40324-1561

Mortgage

Document Number	0000452541
Date	Mar 24, 2022
Instrument	452541

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-)	$250,000 (-)
2025	$2,226.00 (+48.7%)	$250,000 (+18.2%)	$250,000 (+18.2%)
2023	$1,497.00 (+92.17%) Homeowner's exemption	$211,500 (+62.19%) Land $35,000 Building $176,500	$211,500 (+62.19%) Land $35,000 Building $176,500
2022	$779.00 Disabled Person's exemption	$130,400 Land $20,000 Building $110,400	$130,400 Land $20,000 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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