325 Stone Ave, Georgetown, KY 40324 Property Records

Scott County property record for 325 Stone Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft
Lot Size	0.177 acres (7,708 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2026)
Tax Bill	$1,271 (2025)
Deeds & Mortgages	Sep 2009 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167-20-055.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-055.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,001 sqft Living Area

Exterior

Exterior Material	Composition/Composite
Foundation Type	Block
Lot Area	7,708 sqft (0.177 acres)
Garage Type	Carport
Garage Area	215 sqft
Carport	Carport
Carport Area	215 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	325 STONE AVE
City	GEORGETOWN
State	KY
Zip	40324-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2004
Census Tract	40209

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 JORDAN LN, GEORGETOWN, KY 40324-8513
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2009	Deed of Trust, Mortgage THE KARRER FAMILY REVOCABLE TRUST
Mar 23, 2026	Deed, Transfer · ARM PEOPLES EXCHANGE BANK
Aug 17, 2020	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Aug 17, 2020	Intrafamily Transfer, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	2026577930
Deed Book / Page	464 / 560
Prior Transfer Date	Mar 19, 2026
Prior Transfer Doc	0000577930
Record Updated	Oct 29, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	325 STONE AVE, GEORGETOWN, KY 40324-1558
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D327/030
Date	Sep 11, 2009
Book Page	D327/030
Instrument	186918

Lender

Name	THE KARRER FAMILY REVOCABLE TRUST
Type	Private Party
Address	661 HIGHWAY TO HEAVEN, TAYLORSVILLE, KY 40071

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2024

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 23, 2026
Property Address	325 STONE AVE, GEORGETOWN, KY 40324-1558
Document Number	00D464/560
Book / Page	D464 / 560
Instrument Date	Mar 19, 2026
Instrument	577930
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JORDAN LN, GEORGETOWN, KY 40324-8513

Mortgage

Document Number	0000577931
Date	Mar 23, 2026
Instrument	577931

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2051

Interest

Rate Type	Adjustable Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 17, 2020
Property Address	325 STONE AVE, GEORGETOWN, KY 40324-1558
Document Number	00D416/600
Book / Page	D416 / 600
Instrument Date	Aug 11, 2020
Instrument	420214
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 W SHOWALTER DR, GEORGETOWN, KY 40324-2080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 STONE AVE, GEORGETOWN, KY 40324-1558

Mortgage

Document Number	0000420215
Date	Aug 17, 2020
Instrument	420215

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Aug 17, 2020
Property Address	325 STONE AVE, GEORGETOWN, KY 40324-1558
Document Number	00D416/597
Book / Page	D416 / 597
Instrument Date	Aug 5, 2020
Instrument	420213
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 HINTON CEMETARY RD, SADIEVILLE, KY 40370-9556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 STONE AVE, GEORGETOWN, KY 40324-1558

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,800 (-)	$142,800 (-)
2025	$1,271.00 (+3.5%)	$142,800 (+5.39%)	$142,800 (+5.39%)
2023	$1,228.00 (+10.63%)	$135,500 (+5.86%) Land $27,500 Building $108,000	$135,500 (+5.86%) Land $27,500 Building $108,000
2022	$1,110.00	$128,000 Land $20,000 Building $108,000	$128,000 Land $20,000 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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