401 Settlement Dr, Williamsburg, VA 23188 Property Records

Williamsburg City property record for 401 Settlement Dr, Williamsburg, VA 23188

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,159 sqft · built 2001
OwnerIndividual Name on Record
Last Sale$162,000 (Aug 2019)
Tax Bill$1,498 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
May 2008 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN372-(06)-09-401

Property Details

APN / Parcel Number

Primary APN372-(06)-09-401
Alternative APN
  • 3209.105.960

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,159 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialVinyl
Foundation TypeConcrete
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address401 SETTLEMENT DR
CityWILLIAMSBURG
StateVA
Zip23188-2672
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2 (MULTI-FAMILY DWELLI
Legal DescriptionBRISTOL COMMONS CONDOS PH IX UNIT 401
Legal SubdivisionBRISTOL COMMONS (CONDO)
Legal Phase9
Legal Block09
Legal Unit401
JurisdictionWILLIAMSBURG CITY VA
Township / Civil DivisionWILLIAMSBURG
Census Block Group1
Census Block1023
Census Tract370300

Owner

Source: Williamsburg City records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address401 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2019Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
May 1, 2008Warranty Deed, Transfer · Conventional Mortgage
HOME LOAN CENTER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2019 · Amount on Record
Deed SaleAug 7, 2019 · Amount on Record
Prior SaleMay 1, 2008 · Amount on Record
Deed Document Number193795
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSBURG CITY VA
Recording DateAug 7, 2019
Property Address401 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672
Document Number0000193795
Instrument DateAug 2, 2019
Instrument193795
Transaction TypeTransfer
Record UpdatedDec 15, 2022
Title CompanyCONSUMER TRUST TITLE AND ESCROW, CONSUMER 1ST TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672

Mortgage

Document Number0000193797
DateAug 7, 2019
Instrument193797
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSBURG CITY VA
Recording DateMay 1, 2008
Property Address401 SETTLEMENT DR, WILLIAMSBURG, VA 23188-2672
Document Number0000801167
Instrument DateApr 11, 2008
Instrument801167
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081168
DateMay 1, 2008
Instrument8/1168
Lender
NameHOME LOAN CENTER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWilliamsburg City
Unified School DistrictWilliamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,498.00 (+29.92%)$241,700 (+29.95%) Land $11,200 Building $230,500$241,700 (+29.95%) Land $11,200 Building $230,500
2023$1,153.00$186,000 Land $11,100 Building $174,900$186,000 Land $11,100 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1989)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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