402 Seneca St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 402 Seneca St, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 948 sqft · built 1913
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Dec 2017)
Tax Bill$4,342 (2026)
Deeds & MortgagesDec 2017 Sale & Mortgage
Jun 2017 Line of Credit
APN251201 38.31-2-47

Property Details

APN / Parcel Number

Primary APN251201 38.31-2-47
Alternative APNs
  • 120103803100020470000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area948 sqft Living Area
1st Floor Area660 sqft
Upper Floors Area288 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions113 ft deep x 60 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address402 SENECA ST
CityONEIDA
StateNY
Zip13421-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block2
Legal Lot Number47.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group3
Census Block3012
Census Tract30102

Owner

402 Seneca St is owned and occupied by an individual who bought it in December 2017.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address402 SENECA ST, ONEIDA, NY 13421-2026
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2017Warranty Deed, Transfer · Conventional Mortgage
HUNT MTG
Jun 13, 2017Deed of Trust, Mortgage · Line of Credit
ACCESS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2017 · Amount on File
Deed SaleDec 29, 2017 · Amount on File
Deed Document Number20177738
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateDec 29, 2017
Property Address402 SENECA ST, ONEIDA, NY 13421-2026
Document Number0000007738
Instrument DateDec 18, 2017
Instrument7738
Transaction TypeTransfer
Record UpdatedJan 26, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8019 DEVAUL RD WAMPSVILLE NY 13163, WAMPSVILLE, NY 13163

Mortgage

Document Number7739
DateDec 29, 2017
Instrument7739
Lender
NameHUNT MTG
TypeMortgage Company
AddressLANCASTER, NY 14086
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 28, 2032

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address402 SENECA ST, ONEIDA, NY 13421-2026
Document Number0000003485
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedSep 14, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 SENECA ST ONEIDA NY 134212026, ONEIDA, NY 13421-2026

Mortgage

Document Number0000003485
DateJun 30, 2017
Instrument3485
Lender
NameACCESS FCU
Address6 FRANKLIN AVE, CLINTON, NY 13323-1616
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 402 Seneca St was $4,342 with exemptions applied, down 1.1% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,342.00 (-1.07%) Disabled Person's exemption Veteran's exemption
2025$4,389.00$108,000 Land $10,000 Building $98,000$152,113 Land $14,085 Building $138,028
2023$108,000 (-) Land $10,000 Building $98,000$142,105 (+9.21%) Land $13,158 Building $128,947
2022$2,690.00 Disabled Person's exemption Veteran's exemption$108,000 Land $10,000 Building $98,000$130,120 Land $12,048 Building $118,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 402 Seneca St; there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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