Madison County and Oneida City property record for 348 Seneca St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,076 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,000 (Jun 2019) |
| Tax Bill | $5,636 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Nov 2021 Refinance + 1 more |
| APN | 251201 38.31-1-77 |
| Primary APN | 251201 38.31-1-77 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| 2nd Floor Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 150 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 438 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 348 SENECA ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 77.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 348 SENECA ST, ONEIDA, NY 13421-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICU CU |
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Jun 13, 2019 | Warranty Deed, Transfer · Conventional with PMI HUNT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on Record |
| Deed Sale | Jun 13, 2019 · Amount on Record |
| Prior Sale | Nov 19, 2008 · Amount on Record |
| Deed Document Number | 20192731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 348 SENECA ST, ONEIDA, NY 13421-2024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000194 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-4194 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 348 SENECA ST, ONEIDA, NY 13421-2024 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000095 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-8095 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 13, 2019 |
| Property Address | 348 SENECA ST, ONEIDA, NY 13421-2024 |
| Document Number | 0000002731 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 2731 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 LOUCKS ST ONEIDA NY 13421, ONEIDA, NY 13421 |
| Document Number | 2732 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 2732 |
| Name | HUNT MTG |
|---|---|
| Type | Mortgage Company |
| Address | LANCASTER, NY 14086 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2049 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,636.00 (-1.49%) | ||
| 2025 | $5,721.00 (+99.69%) | $115,000 (-) Land $11,700 Building $103,300 | $161,972 (+7.04%) Land $16,479 Building $145,493 |
| 2023 | $115,000 (-) Land $11,700 Building $103,300 | $151,316 (+9.21%) Land $15,395 Building $135,921 | |
| 2022 | $2,865.00 Additional exemption filed | $115,000 Land $11,700 Building $103,300 | $138,554 Land $14,096 Building $124,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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