402 Saunders Point Rd, Huddleston, VA 24104 Property Records

Bedford County property record for 402 Saunders Point Rd, Huddleston, VA 24104

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,120 sqft · built 1970
Lot Size	0.78 acres (33,977 sqft)
Owner	Company Name on Record
Last Sale	$599,000 (Feb 2020)
Tax Bill	$2,775 (2023)
Deeds & Mortgages	Jan 2022 Transfer Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258C 3 6`

Property Details

APN / Parcel Number

Primary APN	`258C 3 6`
Alternative APNs	`25818600` `525230`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,240 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Porch	Porch
Porch Area	144 sqft
Deck Area	661 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	525230
Street Address	402 SAUNDERS POINT RD
City	HUDDLESTON
State	VA
Zip	24104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NR ANTHONYS FORD LT 6
Legal Subdivision	ANTHONYS FORD
Legal Lot Number	6
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3015
Census Tract	30503

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	279 CURRAGH CV, FUQUAY VARINA, NC 27526-8798
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Gift Deed, Transfer
Feb 28, 2020	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	200002034
Last Transfer Date	Jan 21, 2022
Transfer Doc	0220000897
Record Updated	Jun 7, 2026

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 21, 2022
Property Address	402 SAUNDERS POINT RD, HUDDLESTON, VA 24104
Document Number	0220000897
Instrument Date	Dec 16, 2021
Instrument	220000897
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 CURRAGH CV, FUQUAY VARINA, NC 27526-8798

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 28, 2020
Property Address	402 SAUNDERS POINT RD, HUDDLESTON, VA 24104
Document Number	200002034
Instrument Date	Feb 19, 2020
Instrument	200002034
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	HOMESTEAD SETTLEMENT SERVICES, HOMESTEAD SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002035
Date	Feb 28, 2020
Instrument	200002035

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2020

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,775.00 Additional exemption filed	$338,500	$677,000 Land $450,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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