Bedford County property record for 303 Saunders Point Rd, Huddleston, VA 24104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,772 sqft · built 1984 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Oct 2016) |
| Tax Bill | $2,755 (2023) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 258C 5 2 |
| Primary APN | 258C 5 2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,276 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 493273 |
|---|---|
| Street Address | 303 SAUNDERS POINT RD |
| City | HUDDLESTON |
| State | VA |
| Zip | 24104-3082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SALLIE MUSGROVE EST RECUT OF LT 8-LT 2 PB 48/398 |
| Legal Subdivision | SALLIE MUSGROVE |
| Legal Lot Number | 2,8 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30503 |
Source: Bedford County records · APN 258C 5 2
Assessment roll updated January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 303 SAUNDERS POINT RD, HUDDLESTON, VA 24104-3082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2016 · Amount on Record |
| Deed Sale | Oct 19, 2016 · Amount on Record |
| Prior Sale | Jul 08, 2014 · Amount on Record |
| Deed Document Number | 160009936 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 303 SAUNDERS POINT RD, HUDDLESTON, VA 24104-3082 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0210005304 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 210005304 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,755.00 Additional exemption filed | $336,050 | $672,100 Land $400,000 Building $272,100 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: SML Wireless, Verizon.
Based on FCC filings for 94 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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