Champaign County property record for 402 S Jackson St, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 14,258 sqft (0.327 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2023) |
| Tax Bill | $4,134.00 (2024) |
| Primary APN | 19-27-23-302-001 |
|---|
| Lot Area | 14,258 sqft (0.327 acres) |
|---|
| Street Address | 402 S JACKSON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9588 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 RUBEN ACRES 2ND ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | RUBEN ACRES 2ND ADD |
| Legal Lot Number | 15 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-302-001
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 S JACKSON ST, PHILO, IL 61864-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Deed Doc Number | 20238528 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 27, 2023 |
| Property Address | 402 S JACKSON ST, PHILO, IL 61864-9588 |
| Document Number | 0000008528 |
| Map Reference | MB U PG 29 |
| Instrument Date | Jun 07, 2023 |
| Instrument | 2023R08528 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 402 S JACKSON ST, PHILO, IL 61864-9588 |
| Document Number | 0000008529 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023R08529 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 402 S JACKSON ST, PHILO, IL 61864-9588 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011649 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020R11649 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 402 S JACKSON ST, PHILO, IL 61864-9588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023342 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017R23342 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,870 (+25.03%) Land $8,630 Building $73,240 | $245,610 (+25.03%) Land $25,890 Building $219,720 | |
| 2024 | $4,134.00 (+9.42%) | ||
| 2022 | $3,778.00 Homeowner's exemption | $65,480 Land $6,900 Building $58,580 | $196,440 Land $20,700 Building $175,740 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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