301 S Jackson St, Philo, IL 61864 Property Records

Champaign County property record for 301 S Jackson St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.588 acres (25,601 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2018)
Tax Bill	$2,699 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-160-003`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-160-003`

Exterior

Lot Area	25,601 sqft (0.588 acres)

Location & Zoning

Street Address	301 S JACKSON ST
City	PHILO
State	IL
Zip	61864-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3, 4 BLOCK 10 PHILO - ORIGINAL TOWN
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	PHILO - ORIGINAL TOWN
Legal Block	10
Legal Lot Number	3,4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1023
Census Tract	10901

Owner

Source: Champaign County records · APN 19-27-23-160-003

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 S JACKSON ST, PHILO, IL 61864-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	201810754
Last Transfer Date	Jul 02, 2025
Transfer Doc	0000009550
Record Updated	Jun 08, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 28, 2018
Property Address	301 S JACKSON ST, PHILO, IL 61864-9545
Document Number	0000010754
Map Reference	DD U PG174
Instrument Date	Jun 22, 2018
Instrument	2018R10754
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 S JACKSON ST, PHILO, IL 61864-9545

Mortgage

Document Number	0000010755
Date	Jun 28, 2018
Instrument	2018R10755

Lender

Name	PROSPECT BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,160 (+25.02%) Land $6,470 Building $54,690	$183,480 (+25.02%) Land $19,410 Building $164,070
2024	$2,699.00 (+12.04%)
2022	$2,409.00 Homeowner's exemption Senior Citizen's exemption	$48,920 Land $5,170 Building $43,750	$146,760 Land $15,510 Building $131,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
MCC Network Services Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100

May also be available: Benton Ridge Telephone Company, MFWireless.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.