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402 River Dr, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 402 River Dr, Garfield, NJ 07026

Property Summary

Property TypeCommercial
Lot Size0.056 acres (2,457 sqft)
OwnerCompany Name on Record
Last Sale$730,000 (Oct 2024)
Tax Bill$15,134 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Aug 2021 Foreclosure
Flood ZoneZone X (moderate risk)
APN21-00081-0000-00042

Property Details

APN / Parcel Number

Primary APN21-00081-0000-00042
Alternative APNs
  • 210008100042
  • 001804

Interior

Units3 Units
Stories2 Stories

Exterior

Construction TypeFrame
Lot Area2,457 sqft (0.056 acres)

Location & Zoning

Account Number001804
Street Address402 RIVER DR
CityGARFIELD
StateNJ
Zip07026-3218
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR2
Legal Description2457 SF
Legal Block81
Legal Lot Number42
JurisdictionBERGEN NJ
Township / Civil DivisionGARFIELD
Census Block Group3
Census Block3001
Census Tract21600

Owner

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address402 RIVER DR, GARFIELD, NJ 07026-3218
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
UNITED TELETECH FINANCIAL FCU
Aug 11, 2021Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2024 · Amount on Record
Deed SaleOct 8, 2024 · Amount on Record
Prior SaleAug 11, 2021 · Amount on Record
Deed Document Number202460566
Deed Book / Page5340 / 367
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address402 RIVER DR, GARFIELD, NJ 07026-3218
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address143 TERRACE AVE, LODI, NJ 07644-2904

Mortgage

Document Number0056541374
DateNov 24, 2025
Book Page5654/1374
Instrument2025080114
Lender
NameUNITED TELETECH FINANCIAL FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueOct 28, 2030

August 2021: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionBERGEN NJ
Recording DateAug 11, 2021
Property Address402 RIVER DR, GARFIELD, NJ 07026-3218
Document Number0043251478
Book / Page4325 / 1478
Instrument DateJul 26, 2021
Instrument2021129760
Transaction TypeForeclosure
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Tax$1,995.80
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address273 HAYES DR, SADDLE BROOK, NJ 07663-5061

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityGarfield City
Unified School DistrictGarfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,000 (-) Land $81,900 Building $353,100$435,000 (-) Land $81,900 Building $353,100
2025$15,134.00 (+4.26%)$435,000 (-) Land $81,900 Building $353,100$435,000 (-) Land $81,900 Building $353,100
2024$14,515.00 (+38.93%)
2023$435,000 Land $81,900 Building $353,100$435,000 Land $81,900 Building $353,100
2022$10,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims140 (1978–2021)
Claims Outside the SFHA5 of 140
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 23 claims
  • Hurricane Irene, Aug 2011 · 49 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARFIELD WATER DEPARTMENT
serves 30,487 people · EPA ID NJ0221001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: AT&T, T-Mobile.

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