Bergen County and Garfield City property record for 397 River Dr, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 2,280 sqft · built 1920 |
| Lot Size | 0.062 acres (2,705 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,530 (Nov 2016) |
| Tax Bill | $8,172 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00071-0000-00011 |
| Primary APN | 21-00071-0000-00011 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 2,705 sqft (0.062 acres) |
| Lot Dimensions | 107 ft deep x 25 ft wide |
| Account Number | 001513 |
|---|---|
| Street Address | 397 RIVER DR |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 2707 SF |
| Legal Subdivision | MONROE STREET BRG LAND CO |
| Legal Block | 71 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21600 |
Source: Bergen County and Garfield City records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 MARINIS AVE, ROCHELLE PARK, NJ 07662 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2016 · Amount on Record |
| Deed Sale | Nov 29, 2016 · Amount on Record |
| Deed Document Number | 201691058 |
| Deed Book / Page | 2447 / 2373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 397 RIVER DR, GARFIELD, NJ 07026-3352 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042501403 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 4250/1403 |
| Instrument | 2021106986 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 7, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,900 (-) Land $69,100 Building $165,800 | $234,900 (-) Land $69,100 Building $165,800 | |
| 2025 | $8,172.00 (+4.25%) | $234,900 (-) Land $69,100 Building $165,800 | $234,900 (-) Land $69,100 Building $165,800 |
| 2024 | $7,839.00 (+7%) | ||
| 2023 | $234,900 Land $69,100 Building $165,800 | $234,900 Land $69,100 Building $165,800 | |
| 2022 | $7,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 140 (1978–2021) |
| Claims Outside the SFHA | 5 of 140 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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