402 River Dr, Debary, FL 32713 Property Records

Volusia County property record for 402 River Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,636 sqft · built 2001
Lot Size	0.397 acres (17,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,900 (Apr 2025)
Tax Bill	$8,496 (2025)
Deeds & Mortgages	May 2025 Line of Credit Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8031-03-40-0220`

Property Details

APN / Parcel Number

Primary APN	`8031-03-40-0220`
Alternative APNs	`30183103400220` `31183003400220` `2417625.0` `2417625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,636 sqft Living Area
1st Floor Area	1,670 sqft
Upper Floors Area	676 sqft
Basement Area	616 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	17,290 sqft (0.397 acres)
Lot Dimensions	182 ft deep x 95 ft wide
View / Lot	River
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	112 sqft
Porch	Florida Room
Porch Area	465 sqft
Deck Area	343 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2417625
Street Address	402 RIVER DR
City	DEBARY
State	FL
Zip	32713-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLK 40 ST JOHNS RIVER ESTATES UNIT 3 MB 27 PG 221
Legal Range	30E
Legal Township	18S
Legal Section	31
Legal Subdivision	ST JOHNS RIVER ESTATE
Legal Tract	03
Legal Block	40
Legal Lot Number	22
Legal Unit	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1015
Census Tract	90904

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 RIVER DR, DEBARY, FL 32713-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Intrafamily Transfer, Transfer · Line of Credit TRUIST BANK
Feb 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Jan 2, 2019	Warranty Deed, Transfer TITLE TEAM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Feb 15, 2021 · Amount on Record
Deed Document Number	202579730
Deed Book / Page	8696 / 785
Last Transfer Date	May 12, 2025
Transfer Doc	0087080098
Record Updated	Jun 8, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	May 28, 2025
Property Address	402 RIVER DR, DEBARY, FL 32713-9711
Document Number	0087080098
Book / Page	8708 / 98
Map Reference	MB 27 PG 221
Instrument Date	May 12, 2025
Instrument	2025099467
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, PREMIER PARTNERS TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 RIVER DR, DEBARY, FL 32713-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 RIVER DR, DEBARY, FL 32713-9711

Mortgage

Document Number	0087954161
Date	May 28, 2025
Instrument	8795/4161

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	366 Months
Due	Nov 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 15, 2021
Property Address	402 RIVER DR, DEBARY, FL 32713-9711
Document Number	0079901686
Book / Page	7990 / 1686
Map Reference	MB 27 PG 221
Instrument Date	Feb 5, 2021
Instrument	2021-033887
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1702 N WOODLAND BLVD # BLVD116-10, 1702, DELAND, FL 32720-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 RIVER DR, DEBARY, FL 32713-9711

Mortgage

Document Number	0079901688
Date	Feb 15, 2021
Instrument	7990/1688

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	402 RIVER DR, DEBARY, FL 32713-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076544297
Date	Feb 8, 2019
Book Page	7654/4297
Instrument	2019-027304

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 2, 2019
Property Address	402 RIVER DR, DEBARY, FL 32713-9711
Document Number	0076402624
Book / Page	007640 / 002624
Instrument Date	Dec 28, 2018
Instrument	237
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 RIVER DR DEBARY FL 327139711, DEBARY, FL 32713-9711

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,617 Land $183,873 Building $384,744	$568,617 (-6.83%) Land $183,873 Building $384,744
2025	$8,496.00 (-1.03%)
2024	$8,584.00 (+5.29%)
2023	$8,153.00 (+1.79%) Homeowner's exemption	$556,026 (+3%)	$610,310 (-9%) Land $209,855 Building $400,455
2022	$8,010.00 Homeowner's exemption	$539,831	$670,704 Land $294,690 Building $376,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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