402 Red River Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 402 Red River Ave N, Cold Spring, MN 56320

Property Summary

Property TypeOffice Building
Details10,088 sqft · built 1991
Lot Size1.73 acres (75,359 sqft)
OwnerCompany Name on Record
Tax Bill$38,664 (2026)
Flood ZoneZone X (minimal risk)
APN48-29106-0020

Property Details

APN / Parcel Number

Primary APN48-29106-0020

Interior

Units7 Units
Building Area10,088 sqft Living Area
Gross Area7,008 sqft
1st Floor Area10,088 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area75,359 sqft (1.73 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address402 RED RIVER AVE N
CityCOLD SPRING
StateMN
Zip56320-1521
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description1.73 A. PART OF NE4SE4 COMM AT NW COR OUTLOT D RIVER OAKS VILLA - S6D E 150.53' - S79D W 85' - S36D W 48.75' TO POB - S36D W
Legal Range30W
Legal Township123
Legal Section15
Legal Lot NumberD
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group3
Census Block3020
Census Tract11302

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address21021 WESTBROOK DR, COLD SPRING, MN 56320-4402
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,664.00 (+2.99%)$1,532,100 (+11.05%) Land $170,200 Building $1,361,900$1,532,100 (+11.05%) Land $170,200 Building $1,361,900
2025$1,379,600 (+8.6%) Land $162,000 Building $1,217,600$1,379,600 (+8.6%) Land $162,000 Building $1,217,600
2024$37,542.00 (+8.46%)
2023$34,614.00$1,270,400 Land $150,700 Building $1,119,700$1,270,400 Land $150,700 Building $1,119,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2022)
Most Recent ClaimMay 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCold Spring
serves 4,201 people · EPA ID MN1730006
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Verizon.

Nearby Properties on Red River Ave N

Nearby Streets

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