Stearns County property record for 318 Red River Ave N, Cold Spring, MN 56320
| Property Type | Commercial |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $8,000 (Jan 2021) |
| Tax Bill | $504 (2026) |
| Deeds & Mortgages | Oct 2022 Transfer Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29751-0500 |
| Primary APN | 48-29751-0500 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Street Address | 318 RED RIVER AVE N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 003 BLK 002 TOWNSITE OF COLD SPRING |
| Legal Subdivision | TOWNSITE OF COLD SPRING |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 476, COLD SPRING, MN 56320-0476 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 25, 2022 | Correction Deed FIRST AMERICAN TITLE |
| Jan 11, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on Record |
| Deed Sale | Jan 11, 2021 · Amount on Record |
| Deed Document Number | 20211591422 |
| Prior Transfer Date | Jan 5, 2021 |
| Prior Transfer Doc | 00A1591422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 25, 2022 |
| Property Address | 318 RED RIVER AVE N, COLD SPRING, MN 56320 |
| Document Number | 00A1643228 |
| Instrument Date | Oct 5, 2022 |
| Instrument | A1643228 |
| Record Updated | Nov 30, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 476, COLD SPRING, MN 56320-0476 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 11, 2021 |
| Property Address | 318 RED RIVER AVE N, COLD SPRING, MN 56320 |
| Document Number | 00A1591422 |
| Instrument Date | Jan 5, 2021 |
| Instrument | A1591422 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 406, COLD SPRING, MN 56320-0406 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504.00 (-1%) | $20,600 (-26.43%) Land $20,600 | $20,600 (-26.43%) Land $20,600 |
| 2025 | $28,000 (-14.89%) Land $19,600 Building $8,400 | $28,000 (-14.89%) Land $19,600 Building $8,400 | |
| 2023 | $560.00 | $32,900 Land $20,100 Building $12,800 | $32,900 Land $20,100 Building $12,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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