402 Point Royal Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 402 Point Royal Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3,558 sqft · built 1965
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$824,134 (Feb 2023)
Tax Bill	$17,193 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4700000A0018000R`

Property Details

APN / Parcel Number

Primary APN	`4700000A0018000R`
Alternative APNs	`R20845` `20845`

Interior

Stories	1 Story
Building Area	3,558 sqft Living Area
Gross Area	3,753 sqft
1st Floor Area	3,558 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,131 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	213 sqft
Deck Area	510 sqft
Patio Area	200 sqft
Balcony Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 POINT ROYAL DR
City	ROCKWALL
State	TX
Zip	75087-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINT ROYAL, BLOCK A, LOT 18
Legal Subdivision	POINT ROYAL
Legal Tract	18
Legal Block	A
Legal Lot Number	18
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3000
Census Tract	40301

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage CREDIT UNION OF TEXAS
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 12, 2019	Vendor's Lien, Transfer · VA Mortgage FIRST BANK
Jun 26, 2018	Vendor's Lien, Transfer · Commercial Mortgage LOAN FUNDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	20232546
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	0000015933
Record Updated	Sep 20, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 22, 2023
Property Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719
Document Number	0000002546
Map Reference	CAB A SL 127
Instrument Date	Feb 21, 2023
Instrument	20230000002546
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719

Mortgage

Document Number	0000002547
Date	Feb 22, 2023
Instrument	20230000002547

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007715
Date	Apr 1, 2021
Instrument	20210000007715

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATICO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014343
Date	Jul 2, 2020
Instrument	20200000014343

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 12, 2019
Property Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719
Document Number	0000015933
Map Reference	CAB A SL 127
Instrument Date	Sep 11, 2019
Instrument	20190000015933
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 POINT ROYAL DR, 402, ROCKWALL, TX 75087-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 WORTHY WAY APT 7105, 7105, MC KINNEY, TX 75069-7522

Mortgage

Document Number	0000015934
Date	Sep 12, 2019
Instrument	20190000015934

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 26, 2018
Property Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719
Document Number	0000011158
Map Reference	CAB A SL 127
Instrument Date	Jun 20, 2018
Instrument	20180000011158
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 POINT ROYAL DR, ROCKWALL, TX 75087-8719

Mortgage

Document Number	0000011159
Date	Jun 26, 2018
Instrument	20180000011159

Lender

Name	LOAN FUNDER LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 19, 2019

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,778 (-3.34%) Land $500,000 Building $281,778	$781,778 (-3.34%) Land $500,000 Building $281,778
2025	$17,193.00 (+52.95%)	$808,818 (+4.42%) Land $500,000 Building $308,818	$808,818 (+4.42%) Land $500,000 Building $308,818
2024	$11,241.00 (-0.03%)
2023	$11,244.00 (+45.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$774,560 Land $450,000 Building $324,560	$774,560 Land $450,000 Building $324,560
2021	$7,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, T-Mobile.

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