402 Pine Ridge Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 402 Pine Ridge Dr, San Ramon, CA 94582

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,079 sqft · built 1988
Lot Size0.025 acres (1,092 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Apr 2018)
Tax Bill$9,161 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN213-670-224-4

Property Details

APN / Parcel Number

Primary APN213-670-224-4
Alternative APN
  • 213-670-224

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,079 sqft Living Area
1st Floor Area1,079 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area1,092 sqft (0.025 acres)
Garage TypeAttached
Garage Area247 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address402 PINE RIDGE DR
CitySAN RAMON
StateCA
Zip94582-4550
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT6546 L7 B25 U182
Legal SubdivisionSUBDIVISION 6546
Legal Tract6546
Legal Block25
Legal Lot Number7
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2002
Census Tract345118

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address402 PINE RIDGE DR, SAN RAMON, CA 94582-4550
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC
Apr 11, 2018Grant Deed, Transfer · Conventional Mortgage
BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2018 · Amount on Record
Deed SaleApr 11, 2018 · Amount on Record
Prior SaleSep 28, 2006 · Amount on Record
Deed Document Number201855747
Prior Transfer DateJan 23, 2007
Prior Transfer Doc0000028584
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address402 PINE RIDGE DR, SAN RAMON, CA 94582-4550
Transaction TypeMortgage
Record UpdatedDec 15, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 PINE RIDGE DR, SAN RAMON, CA 94582-4550

Mortgage

Document Number0000181728
DateDec 7, 2022
Instrument2022-181728
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address402 PINE RIDGE DR, SAN RAMON, CA 94582-4550
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 PINE RIDGE DR, SAN RAMON, CA 94582-4550

Mortgage

Document Number0000279686
DateOct 11, 2021
Instrument2021-279686
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address402 PINE RIDGE DR, SAN RAMON, CA 94582-4550
Document Number0000217806
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address402 PINE RIDGE DR SAN RAMON CA 945824550, SAN RAMON, CA 94582-4550

Mortgage

Document Number0000217806
DateDec 4, 2019
Instrument217806
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2049

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 11, 2018
Property Address402 PINE RIDGE DR, SAN RAMON, CA 94582-4550
Document Number0000055747
Instrument DateApr 9, 2018
Instrument55747
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address402 PINE RIDGE DR SAN RAMON CA 945824550, SAN RAMON, CA 94582-4550

Mortgage

Document Number55748
DateApr 11, 2018
Instrument55748
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$691,000 (-6.57%) Land $478,386 Building $212,614
2025$9,161.00 (+3.55%)$739,583 (+4.04%) Land $512,020 Building $227,563
2023$8,847.00 (+1.03%)$710,866 Land $492,139 Building $218,727
2022$8,757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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